Loan Officer, Bold Mortgage

Paramount Residential Mortgage Group•Corona, CA

22d•$250,000

About The Position

Bold Mortgage describes itself as built by originators for originators and emphasizes a supportive culture focused on helping originators succeed. The Loan Officer develops and implements strategies to meet customer needs through a range of products and services, advises clients on home loan options, and supports the flow of mortgage business by coordinating with customers, coworkers, and internal departments. The role primarily involves meeting with customers and prospective customers seeking residential mortgage financing, spending substantially more than 50 percent of working hours away from company offices, a home office, or another fixed site. Travel may be required. The position verifies, compiles, and enters mortgage application information; reviews residential loan files for completeness and compliance with establishment standards; and checks details such as the mortgage type and amount, borrower assets and liabilities, and employment history. The Loan Officer also informs a supervisor of title or survey discrepancies and performs other related duties as assigned. Bold Mortgage offers full-time employees and their dependents a benefits package that includes medical, dental, vision, life insurance, short- and long-term disability, a Health Savings Account, a Flexible Spending Account, and other products subject to eligibility, elections, and employee premiums. Eligible employees may enroll in company-sponsored medical, dental, life, and voluntary benefits beginning the first day of the month after hire. Eligible employees may enroll in the 401(k) program beginning the first day of the month after completing 60 days. Eligible employees may also apply through the company job portal to request a transfer to another department or position.

Requirements

Hold a current, valid NMLS license or appointment in good standing.
Have applicable state licensing.
Meet one of the following: actively fund more than two loans per month; complete Xinnix Training for Loan Origination; or have an origination mentor assigned by a branch that funds more than two loans per month.
Make sound judgments when resolving service, credit decision, funding, and post-close issues.
Problem-solve and exercise independent judgment while displaying a high degree of initiative.
Handle detailed assignments and maintain confidentiality.
Have excellent communication and interpersonal skills.
Have organizational skills to prioritize workload and delegate responsibility.
Be able to sit and stand for extended periods.
Have hearing and vision within normal ranges.
Spend substantially more than 50 percent of working hours meeting customers and prospective customers outside a company office, home office, or other fixed site.

Nice To Haves

Two to five years of experience is preferred.

Responsibilities

Develop and implement strategies to meet customer needs through a full array of products and services.
Use judgment and discretion to help ensure the uninterrupted flow of business.
Communicate verbally and in writing with coworkers and customers, serving as a liaison between customers and internal departments.
Use office equipment such as computer terminals, copiers, and fax machines.
Verify, compile, and enter mortgage loan application information.
Discuss and advise clients about their home loan options.
Review residential loan application files for completeness and compliance with establishment standards, including mortgage type and amount, borrower assets and liabilities, and length of employment.
Inform a supervisor of discrepancies in title or survey.
Perform other related duties as assigned.

Benefits

Medical insurance
Dental insurance
Vision insurance
Life insurance
Short-term disability
Long-term disability
Health Savings Account (HSA)
Flexible Spending Account (FSA)
401(k) program
Other benefit products, subject to eligibility, elections, and employee premiums
Access to an internal and external job portal to apply for transfers to other departments or positions