Loan Compliance Supervisor

RCB Bank•Claremore, OK

7d•Onsite

About The Position

The Loan Compliance Supervisor oversees the daily operations of RCB Bank’s Loan Compliance team and ensures compliance with federal and state lending regulations, internal policies, and audit requirements. This position leads Loan Compliance Specialists by assigning workloads, monitoring performance, providing coaching and support, and facilitating professional development. It ensures accurate, efficient, and timely completion of compliance work related to loan origination, servicing, and documentation. The supervisor monitors changes in lending regulations and requirements, assists with policy and procedural updates, and maintains compliance tracking tools. The role also oversees real estate disclosures, Qualified Mortgage reviews, and flood reviews and annual flood requirements. Working with internal departments, auditors, regulatory agencies, and lending staff, the supervisor supports a strong compliance culture and provides guidance as a loan compliance subject matter expert. The position collaborates with the Loan Compliance and Systems Manager on process improvements, automation, and training.

Requirements

High school diploma or GED.
At least three years of experience in a compliance department and/or specialized lending function in a banking environment.
Strong understanding of loan regulations, compliance, industry best practices, loan documentation requirements, financial regulations, and lending laws.
Advanced experience with loan documentation and loan processing platforms.
Ability to manage multiple tasks and projects and meet deadlines in a fast-paced, deadline-driven environment.
Excellent interpersonal and communication skills, including the ability to build relationships and collaborate with internal and external partners.
Strong critical-thinking, analytical, problem-solving, and organizational skills, including the ability to manage time and workflow to meet deadlines.
Working knowledge of applicable computer systems, including Microsoft Office Suite, Excel, Word, and Outlook.
Ability to work effectively with indirect supervision, independently and as a team member, and harmoniously with diverse personalities.
Regular and reliable attendance and ability to work varying hours.
Interest in the community and desire to be involved.

Nice To Haves

Bachelor’s degree in a business-related field.
At least two years of experience developing, training, leading, and motivating high-performing teams.

Responsibilities

Supervise and lead Loan Compliance Specialists by assigning workloads, monitoring performance, conducting regular one-on-ones, and facilitating professional development.
Ensure loan files, disclosures, and documentation are accurately reviewed for compliance with applicable laws and regulations.
Monitor changes in lending regulations and compliance requirements; assist with policy updates and implementation of necessary changes to procedures and systems.
Maintain and update compliance tracking tools to monitor loan compliance performance.
Oversee preparation of preliminary and closing real estate disclosures.
Complete Qualified Mortgage reviews to ensure requirements are met under applicable guidelines.
Oversee the Flood review process and annual flood requirements.
Collaborate with the Loan Compliance and Systems Manager to identify opportunities for process improvement, automation, and training.
Assist in training lending staff on compliance procedures and updates.
Serve as a liaison between the lending area and compliance department, acting as a subject matter expert and providing guidance to lending staff on loan compliance matters.
Work effectively with internal departments, auditors, and regulatory agencies to support a strong compliance culture.