Loan Compliance Supervisor

RCB Bank•Claremore, OK

6d•Onsite

About The Position

The Loan Compliance Supervisor oversees the daily operations of RCB Bank’s Loan Compliance team and helps ensure compliance with federal and state lending regulations, internal policies, and audit requirements. The role leads Loan Compliance Specialists by assigning work, monitoring performance, providing coaching and support, and promoting accurate and timely completion of compliance tasks for loan origination, servicing, and documentation. The supervisor monitors regulatory changes and assists with policy, procedure, and system updates. The role oversees real estate disclosures, Qualified Mortgage reviews, and flood reviews and annual flood requirements. It also works with lending staff, internal departments, auditors, and regulatory agencies to support a strong compliance culture, provide guidance, and improve compliance processes through training, automation, and other improvements. The position is based in an office environment in a climate-controlled facility that can be high-traffic during peak service times. It involves frequent use of a telephone, computer, and other office equipment, with the employee typically seated at a personal desk for most of the day. The role requires regular and reliable attendance, the ability to work varying hours, and the ability to work effectively both independently and as part of a team, with or without reasonable accommodation.

Requirements

High school diploma or GED.
At least three years of experience in a compliance department and/or specialized lending function in a banking environment.
Strong understanding of loan regulations, compliance, industry best practices, loan documentation requirements, financial regulations, and compliance standards, including lending laws.
Advanced experience with loan documentation and loan processing platforms.
Ability to manage multiple tasks and projects and meet deadlines in a fast-paced, deadline-driven environment.
Excellent interpersonal and communication skills, with the ability to build relationships and collaborate internally, externally, and within a team.
Strong critical-thinking, analytical, problem-solving, and organizational skills, including the ability to manage time and workflow to meet deadlines.
Working knowledge of applicable computer systems, including Microsoft Office Suite, Excel, Word, and Outlook.
Ability to perform job functions with indirect supervision and work effectively independently and as a team member.
Ability to work harmoniously with diverse co-workers, staff, and customers.
Regular and reliable attendance and ability to work varying hours.
Desire to be involved in the community.

Nice To Haves

Bachelor’s degree in a business-related field.
At least two years of experience developing, training, leading, and motivating high-performing teams.

Responsibilities

Supervise and lead Loan Compliance Specialists by assigning workloads, monitoring performance, conducting regular one-on-ones, and supporting professional development.
Ensure the team accurately reviews loan files, disclosures, and documentation for compliance with applicable laws and regulations.
Monitor changes in lending regulations and compliance requirements; assist with policy updates and implementation of necessary procedure and system changes.
Maintain and update compliance tracking tools to monitor loan compliance performance.
Oversee preparation of preliminary and closing real estate disclosures.
Complete Qualified Mortgage reviews to ensure requirements are met under applicable guidelines.
Oversee the Flood review process and annual flood requirements.
Collaborate with the Loan Compliance and Systems Manager to identify process improvement, automation, and training opportunities.
Assist with training lending staff on compliance procedures and updates.
Serve as a liaison between the lending area and compliance department, providing subject-matter guidance to lending staff on loan compliance matters.
Work with internal departments, auditors, and regulatory agencies to support compliance and audit requirements.