LOAN COMPLIANCE SUPERVISOR

RCB Bank•Claremore, OK

7d•Onsite

About The Position

At RCB Bank, we believe that every role within our organization plays a critical part in delivering exceptional service to our customers and communities. The jobs we offer reflect our commitment to building strong, meaningful relationships and maintaining the highest standards of integrity, professionalism, and customer care. We are dedicated to fostering a culture where every team member understands their purpose and impact on our mission to serve the financial needs of our customers while contributing to the economic vitality of the communities we call home. RCB Bank is committed to creating an outstanding experience for our customers in every single interaction, and we desire to differentiate RCB Bank from the competition through exceptional standards of service. All employees, whether in person, on the phone, through email, or online are expected to conduct themselves with the utmost level of professionalism and customer service while adhering to the RCB Bank standards of service: Integrity, Reputation, Professional, Empowered, Welcome, Ownership, Action, Responsive, Relational, and Excel. What we’re looking for: Someone to oversee the daily operations of the Loan Compliance team and to ensure compliance with all federal and state lending regulations, internal policies, and audit requirements. Someone to lead a team of Loan Compliance Specialists, providing direction, coaching, and support to ensure accuracy, efficiency, and timely completion of compliance tasks related to loan origination, servicing, and documentation. Someone to work closely with internal departments, auditors, and regulatory agencies to provide a strong compliance culture across RCB Bank. Someone responsible for implementation of new regulations and changes to regulations in the lending area to ensure compliance with all applicable lending regulations and banking laws.

Requirements

High school diploma or GED
Minimum three (3) years of experience in a compliance department and/or specialized lending function in a banking environment, including a strong understanding of loan regulations, compliance, and industry best practices
Advanced experience with loan documentation and loan processing platforms
Working knowledge of applicable computer systems such as Microsoft Office Suite, including Excel, Word, and Outlook.
Individuals in this position must be able to perform essential functions and physical demands within these documented working conditions with or without reasonable accommodation: This position is in an office environment within a climate-controlled facility that can be high-traffic during peak service times. There is frequent use of the telephone, computer and other office equipment associated with this position. Individuals in this position are typically seated at their personal desk for most of the day.
The individual responsible for this role must be able to perform job functions with indirect supervision and work effectively as a member of a team and independently.
The individual must be capable of working harmoniously with diverse personalities of co-workers, staff and customers.
This position requires regular and reliable attendance and the ability to work varying hours.

Nice To Haves

Bachelor’s degree in a business-related field
Minimum two (2) years of experience developing, training, leading, and motivating high-performing teams
You possess a strong understanding of loan documentation requirements, financial regulations, and compliance standards, including lending laws
You can manage multiple tasks/projects and meet deadlines in a fast-paced, deadline-driven environment.
You have excellent interpersonal and communications skills, with the ability to build relationships and collaborate within a team, internally, and externally.
You have strong critical thinking, analytical, and problem-solving skills and strong organizational skills with the ability to manage time and workflow to meet deadlines.
You care about your community and have a desire to be involved.

Responsibilities

Supervise and lead the Loan Compliance Specialists, including assigning workloads, monitoring performance, conducting regular one-on-ones, and facilitating professional development, ensuring the loan compliance team accurately reviews loan files, disclosures, and documentation for compliance with applicable laws and regulations.
Monitor changes in lending regulations and compliance requirements; assist with policy updates and implementation of necessary changes in procedures and systems; maintain and update compliance tracking tools to monitor loan compliance performance.
Oversee the preparation of preliminary and closing real estate disclosures; complete the Qualified Mortgage review to ensure all requirements are met under the guidelines; oversee the Flood review process and annual flood requirements.
Collaborate with the Loan Compliance and Systems Manager to identify opportunities for process improvement, automation, and training within the compliance function; assist in training lending staff on compliance procedures and updates.
Act as a liaison between the lending area and the compliance department, serving as a subject matter expert and providing guidance to lending staff regarding loan compliance matters.