LOAN COMPLIANCE SUPERVISOR

RCB Bank•Claremore, OK

8d•Onsite

About The Position

RCB Bank is seeking a Loan Compliance Supervisor to oversee the daily operations of the Loan Compliance team. This role is crucial for ensuring compliance with all federal and state lending regulations, internal policies, and audit requirements. The supervisor will lead a team of Loan Compliance Specialists, providing direction, coaching, and support to ensure accuracy, efficiency, and timely completion of compliance tasks related to loan origination, servicing, and documentation. This position will also work closely with internal departments, auditors, and regulatory agencies to foster a strong compliance culture across RCB Bank and will be responsible for the implementation of new and updated regulations in the lending area.

Requirements

High school diploma or GED
Minimum three (3) years of experience in a compliance department and/or specialized lending function in a banking environment, including a strong understanding of loan regulations, compliance, and industry best practices
Advanced experience with loan documentation and loan processing platforms
Strong understanding of loan documentation requirements, financial regulations, and compliance standards, including lending laws
Ability to manage multiple tasks/projects and meet deadlines in a fast-paced, deadline-driven environment.
Excellent interpersonal and communications skills, with the ability to build relationships and collaborate within a team, internally, and externally.
Strong critical thinking, analytical, and problem-solving skills
Strong organizational skills with the ability to manage time and workflow to meet deadlines.
Working knowledge of applicable computer systems such as Microsoft Office Suite, including Excel, Word, and Outlook.
Care about your community and have a desire to be involved.

Nice To Haves

Bachelor’s degree in a business-related field
Minimum two (2) years of experience developing, training, leading, and motivating high-performing teams

Responsibilities

Supervise and lead the Loan Compliance Specialists, including assigning workloads, monitoring performance, conducting regular one-on-ones, and facilitating professional development, ensuring the loan compliance team accurately reviews loan files, disclosures, and documentation for compliance with applicable laws and regulations.
Monitor changes in lending regulations and compliance requirements; assist with policy updates and implementation of necessary changes in procedures and systems; maintain and update compliance tracking tools to monitor loan compliance performance.
Oversee the preparation of preliminary and closing real estate disclosures; complete the Qualified Mortgage review to ensure all requirements are met under the guidelines; oversee the Flood review process and annual flood requirements.
Collaborate with the Loan Compliance and Systems Manager to identify opportunities for process improvement, automation, and training within the compliance function; assist in training lending staff on compliance procedures and updates.
Act as a liaison between the lending area and the compliance department, serving as a subject matter expert and providing guidance to lending staff regarding loan compliance matters.