Life Insurance Specialist - Fort Collins, CO

AAA-The Auto Club Group•Fort Collins, CO

14d•$75,000 - $100,000•Onsite

About The Position

The Life Insurance Specialist drives growth by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify customer needs, close sales, achieve production goals, and support long-term member satisfaction. The position is primarily based within an ACG branch and works with branch partners to maximize referrals and cross-selling opportunities. The position is located at 3636 S College Ave, Fort Collins, CO 80525. The schedule is Monday through Friday, 8:30 a.m. to 5:30 p.m. The work is in a temperature-controlled office, with limited travel for community events. The role may require irregular hours, including evenings and weekends, and travel may involve road hazards and temperature extremes. Compensation includes a guaranteed annual base pay of $31,500, with commissions and unlimited income potential. Average earnings are stated as $75,000–$100,000, base plus commissions. A $2,500 sign-on bonus is paid in two installments: $1,000 after 30 days of employment and $1,500 after 90 days. New elevated tiered commissions apply during the first 12 months.

Requirements

Active, valid state Life license.
Ability to take and pass LUTC or CLU coursework.
Maintain the Life and Health licenses required to sell products.
Qualify for, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
High school diploma or equivalent.
Minimum of 2 years’ experience with a proven record of successfully soliciting and selling life insurance products.
Experience selling intangible products.

Responsibilities

Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch, under minimal supervision.
Develop leads and prospects for new accounts through phone calls, mailings, referrals, networking, website inquiries, and seminars.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
Use sound sales practices when working with customers.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms.
Follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Collaborate with others in the Branch to reach business goals and maximize leads, sales opportunities, and cross-sell opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

$2,500 sign-on bonus, paid as $1,000 after 30 days and $1,500 after 90 days of employment.
Guaranteed annual base pay of $31,500, commissions, unlimited income potential, and new elevated tiered commissions for the first 12 months.
Medical plans, prescription drug coverage, dental benefits, and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance; optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Critical illness, accident, and pet insurance options.
401(k) plan with company match and additional company contributions, subject to the stated eligibility and vesting terms.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off, eligible after 90 days of employment.
Company-paid holidays, mental health day, floating holidays, and volunteer day for eligible full-time employees.
Paid parental, bereavement, jury duty, and military leave programs.
Tuition assistance up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.