Life Insurance Specialist - Fort Collins, CO

Auto Club Group•Fort Collins, CO

12d•Onsite

About The Position

The Life Insurance Specialist drives growth by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify needs, close sales, and achieve production goals. The specialist also works with branch partners to increase referrals and cross-selling and support long-term member satisfaction. The position is based primarily in an ACG branch office and involves prospecting, preparing proposals, closing sales, responding to customer inquiries, completing documentation, and following company procedures. The work schedule is Monday through Friday, 8:30 a.m. to 5:30 p.m., with a requirement to be willing to work irregular hours, including evenings and weekends. Limited travel for community events is required. The role offers a $2,500 sign-on bonus, paid in two installments, and unlimited income potential. Average earnings are stated as $75,000–$100,000, including base pay and commissions, with a guaranteed annual base pay of $31,500. The position is full-time, hourly, and non-exempt.

Requirements

Active, valid state Life license.
Ability to take and pass LUTC or CLU coursework.
Maintain the Life and Health licenses required to sell products.
Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell and/or service Auto Club Group Membership products.
High school diploma or equivalent.
At least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
Experience selling intangible products.
Ability and willingness to work irregular hours, including evenings and weekends.
Regular and reliable attendance.

Responsibilities

Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch location and under minimal supervision.
Develop leads and prospects for new accounts through calls, mailings, referrals, networking, website inquiries, seminars, and other marketing activities.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain thorough knowledge of product features, marketing techniques, and sales techniques, and use sound sales practices.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms and follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain required production standards and persistency levels for applicable products.
Collaborate with branch colleagues to reach business goals and maximize leads, sales, and cross-sell opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

$2,500 sign-on bonus: $1,000 after 30 days of employment and $1,500 after 90 days.
Unlimited income potential; average earnings of $75,000–$100,000, including base pay and commissions, and guaranteed annual base pay of $31,500.
Medical plans with multiple coverage options, including HSA eligibility, and prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance and optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage; optional critical illness, accident, and pet insurance.
401(k) plan with company matching contributions and an additional company contribution, subject to eligibility and vesting terms.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off for eligible employees.
Company-paid holidays, mental health day, floating holidays, and volunteer day for eligible full-time employees.
Paid leave programs, including parental, bereavement, jury duty, and military leave.
Tuition assistance up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.