Junior Underwriter

Hub International Insurance•Pembroke Pines, FL

About The Position

The Junior Underwriter underwrites small to mid-size risks in the existing portfolio of transportation and logistics clients and makes underwriting decisions within assigned authority. The role covers supply chain operations including Motor Truck Cargo, Freight Brokerage, Freight Forwarders, NVOCC, Shippers Interest, and Warehouse & Stock Throughput for domestic and international risks. Work includes collecting information, setting up accounts, rating risks, producing quotes and binders, issuing policies and endorsements, and maintaining relationships with distribution partners. In coordination with the Business Development Team, the Junior Underwriter collects and reconciles new and renewal submissions, reviews exposures, and determines suitable terms, limits, conditions, and deductibles in accordance with underwriting guidelines, appetite, and standards. The role ensures accurate system data and timely quote, policy, and endorsement processing; communicates with distribution partners; completes binders and identifies the appropriate forms and endorsements; and works within delegated underwriting authority, escalating risks as needed. The position also handles mid-term policy changes and broker service requests, maintains account documentation, prioritizes multiple tasks, and provides timely, professional service to internal and external customers. The expected salary range is $80,000 to $110,000, depending on factors such as skills, experience, work location, business line, scope, and level. HUB offers structured training, licensing support, development opportunities, and benefits that vary by employment status, role, location, and eligibility.

Requirements

Three or more years of underwriting experience, with emphasis on supply chain operations such as Motor Truck Cargo, Freight Brokerage, Freight Forwarders, NVOCC, Shippers Interest, and Warehouse & Stock Throughput.
Knowledge of rating and pricing models.
Knowledge of the logistics industry and the insurance products and regulatory environment relevant to the sector.
Strong risk selection and deal management skills to grow the portfolio.
Demonstrated ability to cultivate and foster business relationships.
Understanding of customer-service principles and processes, including meeting established time and quality standards.
Ability to manage, organize, and prioritize multiple tasks and solve problems proactively.
Collaborative mindset and willingness to learn and develop as part of a team.

Nice To Haves

College degree with an emphasis in insurance, business, or accounting.

Responsibilities

Collect and reconcile new and renewal submission information with distribution partners in coordination with the Business Development Team.
Review, analyze, and evaluate submissions to determine exposures and appropriate terms, limits, conditions, and deductibles for each risk.
Enter data and exposure information accurately into the appropriate systems to support timely quote, policy, and endorsement processing.
Deliver quotes and manage communications with distribution partners throughout the process.
Complete and provide binders for new and renewal accounts and policies, identifying appropriate forms and endorsements.
Underwrite within assigned authority and collaborate with Underwriting Directors and Officers when risks exceed delegated authority.
Respond to mid-term change requests, including processing premium- and non-premium-bearing endorsements and other policy actions.
Respond to broker service requests, such as requests for loss runs and endorsements, and ensure appropriate documentation is received.
Document account files and systems within established due dates.
Manage, organize, and prioritize multiple tasks; proactively solve problems to meet client and broker expectations and internal standards.
Interpret policy language, respond to coverage needs, and bring appropriate resources to bear.
Provide timely and professional customer service to internal and external customers, including underwriters, claims, sales, operations, agents, and brokers.