Junior Underwriter

Ryan Specialty•New York, NY

5d•$68,200 - $80,000

About The Position

Celerity Risk is seeking a Junior Underwriter to join its U.S. Cyber Practice. The role supports the underwriting of new and renewal Cyber business by reviewing submissions, evaluating exposures, assisting with pricing and coverage, and preparing underwriting documentation. Working with experienced underwriters, the Junior Underwriter will develop technical Cyber expertise and build relationships with brokers and clients. This early-career opportunity offers a foundation in Cyber and specialty insurance underwriting in a collaborative, fast-paced environment. The position involves reviewing underwriting information and supporting risk assessment, pricing, policy documentation, portfolio tracking, broker communications, compliance, and audit requests. The Junior Underwriter is expected to continue developing expertise in Cyber insurance, underwriting, risk assessment, and the broader specialty insurance market.

Requirements

A bachelor's degree in Risk Management, Insurance, Finance, Business Administration, Cybersecurity, or a related discipline is preferred; relevant professional experience will also be considered.
Two or more years of professional experience in insurance, underwriting, brokerage, risk management, financial services, or a related field is preferred.
Strong analytical, organizational, and communication skills, with an interest in developing a career in Cyber and specialty insurance underwriting.
Ability to manage multiple priorities, work collaboratively, and demonstrate strong attention to detail.
Must obtain and maintain applicable state P&C and/or surplus lines licenses as required.

Nice To Haves

Prior Property & Casualty or Cyber insurance experience.
Progress toward industry designations such as CPCU, RPLU, or ARM.

Responsibilities

Support the underwriting and evaluation of Cyber insurance submissions by reviewing exposure information, applications, loss history, and other relevant underwriting data.
Assist in assessing new and renewal business against established Cyber underwriting guidelines, appetite, and risk selection criteria.
Partner with senior underwriters to evaluate risks, develop terms and conditions, and determine appropriate pricing and coverage.
Review and maintain policy and underwriting information to keep files complete, accurate, and current throughout the underwriting process.
Communicate with brokers and clients to gather information, respond to questions, and help move submissions through the underwriting process.
Develop an understanding of key Cyber risk factors and emerging exposures and apply that knowledge to account reviews.
Support premium calculations and rating, applying rates and underwriting guidelines accurately.
Prepare quotes, binders, policy documentation, and other underwriting and policy-issuance materials.
Build broker relationships and serve as a responsive point of contact for submission status, underwriting questions, and general inquiries.
Track underwriting activity, portfolio information, and key performance metrics to support management reporting and portfolio analysis.
Collaborate with underwriting colleagues and other business partners to coordinate account activity and deliver a consistent broker and client experience.
Maintain underwriting documentation and support internal and external audit requests as needed.
Ensure underwriting activities comply with company policies, underwriting guidelines, regulatory requirements, and applicable compliance standards.
Participate in ongoing training and development in Cyber insurance, underwriting, risk assessment, and the specialty insurance market.