Junior Underwriter

HUB International•Pembroke Pines, FL

6d•$80,000 - $110,000

About The Position

The Junior Underwriter underwrites small- to mid-size risks within HUB International’s existing portfolio of transportation and logistics clients and makes underwriting decisions within assigned authority. The role covers supply chain operations such as Motor Truck Cargo, Freight Brokerage, Freight Forwarders, NVOCC, Shippers Interest, and Warehouse & Stock Throughput for domestic and international risks. The position manages the underwriting process from submission review through quoting, binding, and policy servicing. This includes collecting and reconciling submission information, evaluating exposures and risk structures, processing accurate account and policy data, communicating with distribution partners, and working within delegated underwriting authority. The role collaborates with Business Development, underwriting leadership, and internal service teams to provide timely, professional service to brokers, agents, and other customers.

Requirements

At least 3 years of underwriting experience emphasizing the stated supply chain operations.
Knowledge of rating and pricing models.
Knowledge of the logistics industry and the relevant insurance products and regulatory environment.
Strong risk-selection and deal-management skills to grow a portfolio.
Demonstrated ability to cultivate and foster business relationships.
Understanding of customer-service principles and processes, including meeting time and quality standards to ensure customer satisfaction.
A collaborative mindset and willingness to learn and develop with a team.

Nice To Haves

College degree with an emphasis in insurance, business, or accounting.

Responsibilities

Coordinate with the Business Development Team and distribution partners to collect and reconcile new and renewal submission information in accordance with company underwriting guidelines, appetite, and standards.
Review, analyze, and evaluate submission details to determine exposures and appropriate terms, limits, conditions, and deductibles for each risk.
Accurately enter data and exposure information into appropriate systems to support timely quote, policy, and endorsement processing.
Deliver quotes and manage communications with distribution partners throughout the underwriting process.
Complete and provide binders for new and renewal accounts, identifying appropriate forms and endorsements for policy construction.
Make underwriting decisions within granted authority and collaborate with Underwriting Directors and Officers when risks exceed delegated authority.
Respond to mid-term change requests, including processing premium- and non-premium-bearing endorsements and other policy actions in accordance with company guidelines and standards.
Respond to broker service requests for items such as loss runs and endorsements, ensuring appropriate documentation is received.
Document systems and account files within established due dates, and organize and prioritize multiple tasks.
Proactively solve problems to meet client and broker expectations, including interpreting policy language, responding to coverage needs, and coordinating necessary resources.
Provide timely, professional customer service to internal and external customers, including Underwriters, Claims, Sales, Operations, agents, and brokers.