Junior Underwriter

Ladder

3d • $55,500 - $69,200 • Remote

About The Position

Ladder is hiring a remote Junior Underwriter in one of 23 listed states, excluding the San Francisco Bay Area, New York City, and Seattle. Ladder uses AI-powered, real-time underwriting to make life insurance coverage faster and more accessible.

The Junior Underwriter will review individual term life insurance applications up to $1 million in face amount, analyze medical, personal, and financial information from traditional and innovative sources, and make final underwriting decisions. The role also manages support and follow-up items, answers underwriting questions from Customer Operations, and handles application volumes while meeting quality standards and turnaround times. The position includes continued development with a peer mentor and reports to the Underwriting Manager.

Requirements

• At least 5 years of life insurance industry experience at a leading carrier or reinsurer.
• Experience acting as a support resource for life underwriters or training to become a life underwriter.
• Experience working in new business workflows.
• Experience managing follow-ups for underwriting requirements.
• Knowledge of the life cycle of an application and basic processing standards.
• Demonstrated interest in working as part of a collaborative team to better serve customers.

Responsibilities

• Manage support and follow-up items to keep business flowing efficiently.
• Work with Customer Operations to answer underwriting-related questions.
• Perform line underwriting on individual term life cases, evaluating medical and personal history for applications up to $1 million in face amount.
• Analyze medical, personal, and financial data from traditional and innovative sources to make final decisions.
• Manage varying volumes of application review within established quality standards and turnaround times.
• Work with a peer mentor as part of continued development as a life underwriter.

Benefits

• Medical, dental, and vision coverage for employees and their families.
• Flexible paid time off, including a week-long winter holiday closure.
• Stock options.
• 401(k) matching up to 4% of contributions.
• Monthly stipend for wellness-related expenses through the Ladder Fit Program.
• Ten weeks of paid parental leave for bonding after birth, adoption, or fostering.
• Remote work flexibility and support, including a one-time remote office stipend and a monthly stipend for work-from-home costs such as internet.
• Company-wide virtual events.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed