INTERNAL AUDITOR/COLLATERAL CONTROL CLERK

Golden Empire Mortgage Inc • Bakersfield, CA

1d • Onsite

About The Position

Under the general supervision of the Centralized Operations Manager, the Internal Auditor/Collateral Control Clerk is responsible for reviewing, verifying, and processing final title policies and recorded Deeds of Trust, auditing, reviewing and documenting any compliance deficiencies noted in the file, communicating with the branch about those deficiencies, responsible for file and data integrity both in the imaged system and in the LOS system to detect application and disclosure date errors along with discrepancies in disclosed data. Once audit conditions are presented to the audit department for review, the Auditor/collateral Control Clerk is responsible for reviewing and clearing all conditions and notifying the branch once cleared. The role is also involves processing re-recordings for corrected mortgages and reconveyances when applicable. The position requires regular communication with title companies to resolve discrepancies or obtain corrections for final title policies.

Requirements

• High School Diploma or GED.
• Minimum of two (2) years of related experience, including at least one (1) year of clerical or administrative support experience.
• Proficiency with Microsoft Office applications including Excel, Outlook, and Word.
• Ability to evaluate and analyze final title policies for completeness and accuracy.
• Strong verbal and written communication skills.
• Detail-oriented with excellent organizational skills.
• Ability to manage multiple tasks and prioritize workload in a deadline-driven environment.
• Must be able to work in a team environment.

Nice To Haves

• Two plus years of Mortgage Banking experience preferred
• Equivalent combinations of education and experience may be considered.

Responsibilities

• Review investor and GEM outstanding document reports to ensure compliance with investor guidelines.
• Coordinate with branch personnel to obtain borrower signatures and notarizations for re-recorded mortgage documents as needed.
• Communicate with the trailing document outsourcing company to manage the upload and retrieval status of imaged documents forwarded to investors.
• Liaise with escrow and title companies to retrieve or correct final title policies.
• Maintain accurate records and ensure proper documentation is filed and updated according to company and investor standards.
• Perform quality control checks on received documentation for completeness and accuracy.
• Responsible for review of mortgage files for compliance with regulations.
• Responsible for meeting daily file review numbers.
• Responsible for accurately recording audit findings in a professional manner.

Benefits

• Overtime is paid in accordance with California state and federal labor laws.
• Additional compensation, such as bonuses or incentive pay, may be available based on performance and business needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED