Remote Insurance Services Representative

AIL•Sacramento, CA

22h•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Insurance Services Representative to support individuals and families across the United States with supplemental benefits. The role involves building long-term client relationships, conducting virtual consultations, guiding clients through enrollment, and maintaining accurate digital records and follow-up communication. The company provides training, mentorship, licensing guidance, and ongoing professional development. No prior insurance experience is required. This is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried, with potential income growth through renewals and monthly and quarterly bonuses. Eligible team members may have a 3% equity opportunity. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

Be at least 18 years of age and legally eligible to work in the United States.
Have work authorization in the United States.
Be able to obtain the appropriate state Life & Health Insurance License and complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
Have confidence with virtual meetings and everyday digital tools.
Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
Have strong communication and interpersonal skills.
Be organized, self-motivated, coachable, and comfortable working independently.
Have a genuine interest in helping others and supporting a mission-driven company.

Nice To Haves

Prior customer service or consultative experience is a plus but is not required.
Interest in a people-centered, service-first career and professional growth.

Responsibilities

Develop strong, long-term relationships with clients.
Maintain accurate digital documentation and manage follow-up communication.
Hold client consultations virtually using Zoom.
Support the enrollment process from start to finish with professionalism.
Prioritize high-quality, client-focused interactions.
Participate in ongoing mentorship, professional development, team training, and virtual meetings.
Guide individuals and families through personalized supplemental benefit options.
Complete required training and obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

Full training and licensing support.
Supportive, people-centered culture.
100% remote work with flexible hours.
Clear path toward leadership roles.
Weekly performance-based pay; compensation is commission-based and performance-driven, not hourly or salaried.
Income growth through renewals.
Monthly and quarterly bonus potential.
3% equity opportunity for eligible team members.
Inbound client interest; no cold outreach.
Mentorship and ongoing professional development.