Insurance Sales Agent - St. Cloud, MN

AAA-The Auto Club Group•Saint Cloud, MN

1d•$60,000 - $80,000•Onsite

About The Position

This is a full-time, relationship-driven sales role at an Auto Club Group (ACG) branch in St. Cloud, Minnesota. The agent sells and services ACG-branded and brokered insurance products, memberships, and financial products, building a client base through outreach, referrals, community networking, and ongoing customer relationships. The position offers base pay, commissions, incentives, and ramp-up earnings support as the agent develops a pipeline and book of business. Typical first-year earnings, including base pay, commission, and bonuses, are stated as $60,000–$80,000+; the posting describes this as potentially a six-figure career path. The schedule is Monday through Friday, 8:30 a.m. to 5:30 p.m. The work is performed in a temperature-controlled AAA branch, with possible varied hours, including weekends, and some travel to local events. ACG provides training and licensing support. The role requires maintaining applicable state licenses and appointments, including Property & Casualty and Life and Health sales licenses. The compensation package includes $2,500 in ramp-up support processed at 30 and 60 days, weekly supplemental pay for the first seven months, an elevated commission structure during the first 15 months, and a milestone-based New Hire On-Pace Bonus. ACG also describes a comprehensive benefits package covering health and wellness, financial protection, retirement savings, paid time off and leave, education and career development, and additional perks.

Requirements

Active state Property & Casualty Insurance Sales license.
Active state Life and Health Insurance Sales license, or obtain it within 60 days of hire.
Qualify for, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
Obtain Health and Accident licenses and appointments where applicable, within the timeframe established by the Business Unit.
High school diploma or equivalent.
At least 1 year of customer-facing experience in a fast-paced computer-automated business environment, such as financial or banking services.
Demonstrated ability to develop, manage, and close sales opportunities, including lead tracking, follow-up, pipeline management, and accountability for performance goals.
Ability to use consultative selling techniques, product knowledge, listening skills, and customer-needs assessment to recommend tailored solutions.
Excellent verbal and written communication skills, a customer-first mindset, and confidence guiding sales conversations.
Proficiency with CRM platforms and Microsoft Office applications.
Ability to work varied hours, including possible weekends.
Regular and reliable attendance.
Consent to a background check and drug screen if offered employment.

Nice To Haves

Insurance experience is helpful but not required.
Ability to generate new opportunities through referrals, outbound activity, networking, and other business-development efforts.

Responsibilities

Sell and provide ongoing service for ACG-branded and brokered insurance products, memberships, and financial products within a high-traffic ACG branch.
Identify customer needs, generate new business, retain existing clients, grow the insurance portfolio, address objections, negotiate, close sales, and meet or exceed sales targets and incentive expectations.
Conduct insurance reviews to assess risk, identify coverage gaps, recommend appropriate solutions, and quote, bind, and issue policies in accordance with underwriting guidelines and regulatory requirements.
Build and maintain rapport with members and clients; respond to inquiries professionally and promptly; and support customer satisfaction, loyalty, and trust in the AAA brand.
Engage in local branch and community events to prospect, expand referral networks, and develop new business opportunities.
Identify cross-selling and referral opportunities into Travel and Financial Services to maximize member value.
Maintain consistent outreach, proactive engagement with prospective clients, strong follow-up, community networking, and trust-building with clients.
Qualify for, obtain, and maintain applicable state licenses and appointments required to sell or service products.

Benefits

Medical plans with multiple coverage options, including HSA eligibility.
Prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance; optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Optional critical illness, accident, and pet insurance.
401(k) plan with a 50% company match on employee contributions up to 6% of pay, immediate vesting, and an additional company contribution of 4% of pay each pay day, vested after three years of service.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off; full-time new employees receive up to 12 days annually, with eligibility at 90 days of employment.
For full-time employees: 10 company-paid holidays annually, one mental health day, two floating holidays, and one volunteer day.
Paid parental, bereavement, jury duty, and military leave.
Tuition assistance up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.
$2,500 ramp-up support, supplemental weekly pay during the first seven months, an elevated commission structure during the first 15 months, and a milestone-based New Hire On-Pace Bonus.