Insurance Inspector - Level 1

HTM Insurance Company•Cobourg, ON

7d•CA$48,800 - CA$73,200•Onsite

About The Position

HTM Insurance is seeking a detail-oriented and customer-focused Inspector – Level 1 to join our Loss Prevention team. This role is responsible for conducting inspections for policyholders, identifying risks, recommending improvements, and helping prevent future claims. The Inspector also serves as a key representative of HTM with policyholders and brokers.

Requirements

Minimum 5 years of experience in construction, trades, building inspection, or property/farm insurance
Knowledge of building construction, fire prevention, electrical systems, and building codes
Strong communication, organizational, and analytical skills
Ability to work independently and manage multiple priorities
Valid driver’s license and access to a vehicle
WETT Certification or willingness to obtain

Nice To Haves

College diploma in a related field
CIP courses or insurance industry experience
Electrical training or drone certification

Responsibilities

Conduct inspections for new and existing business within required timelines
Perform interior and exterior inspections of dwellings and outbuildings
Assess roofs, electrical systems, plumbing, heating systems, yard conditions, and life safety concerns
Discuss findings and recommendations with policyholders
Take photographs and document inspection findings
Complete rush inspections and follow-ups as required
Communicate significant concerns to Underwriting
Utilize company tools including infrared cameras, laser measures, and drones
Prepare inspection summary reports and building valuations
Document deficiencies and required corrective actions
Complete MIRA reports and related documentation
Identify and communicate risk improvement recommendations
Build and maintain positive relationships with brokers and policyholders
Attend meetings, industry events, and networking opportunities as required