ICG-Institutional Client Group PM Specialized Industries

U.S. Bank•Minneapolis, MN

1d•$206,720 - $243,200

About The Position

The Institutional Client Group Senior Portfolio Manager - SPM Technology oversees underwriting and credit risk assessment for commercial loans in the technology sector. The role ensures sound financial analysis, compliance with regulatory requirements, and alignment with the bank’s credit policies and risk appetite. It requires leadership, industry knowledge, and collaboration with relationship managers, risk teams, and senior leadership to support high-quality credit decisions.

Requirements

Degree in finance, accounting, or another related field, or equivalent experience.
At least 10 years of corporate or commercial lending experience.
At least three years of management experience.

Nice To Haves

Bachelor’s degree in Finance, Accounting, Business, or a related field; an MBA or CFA is preferred.
At least 10 years of commercial loan underwriting experience, including at least three years in a leadership role.
Knowledge of the technology industry.
Strong credit analysis skills, including financial statement analysis, risk assessment, and structuring complex deals.
Experience in a banking environment managing multi-million-dollar loan portfolios.
Deep understanding of banking regulations, including OCC, FDIC, and Basel III, and loan underwriting best practices.
Proven ability to mentor and develop underwriting teams.
Excellent communication skills and ability to present credit decisions to executives.

Responsibilities

Lead and manage a team of underwriters focused on commercial loans in the technology sector, providing guidance, mentorship, and performance oversight.
Assess and approve complex commercial loan applications.
Conduct financial analysis, including cash flow modeling, debt service coverage, and collateral valuation, to evaluate borrower creditworthiness.
Develop and refine underwriting standards for the technology industry in line with market trends and regulatory requirements.
Collaborate with relationship managers and credit approval officers to structure loans that meet client needs while protecting the bank’s interests.
Monitor portfolio performance, identify trends and early warning signs, and develop risk mitigation strategies.
Ensure compliance with regulatory guidelines, internal policies, and industry best practices.
Present credit decisions and recommendations to senior management and CRM as needed.
Stay informed about industry trends, market conditions, regulatory changes, and economic factors affecting the technology sector.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability insurance.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks, depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase.
Pension.