Institutional Client Group Senior Portfolio Manager - Media & Telecom

U.S. Bank National Association•San Francisco, CA

About The Position

The Institutional Client Group Senior Portfolio Manager - Media & Telecom will oversee the underwriting and credit risk assessment of commercial loans within the Media & Telecom sector, ensuring sound financial analysis, compliance with regulatory requirements, and alignment with the bank’s credit policies and risk appetite. This role requires strong leadership, industry knowledge, and the ability to collaborate with relationship managers, risk teams, and senior leadership to drive high-quality credit decisions.

Requirements

Degree in finance, accounting or other related field or equivalent experience
10 or more years of corporate/commercial lending experience
Three or more years of management experience

Nice To Haves

Bachelor’s degree in Finance, Accounting, Business, or a related field (MBA or CFA preferred).
10+ years of commercial loan underwriting experience, with at least 3 years in a leadership role.
Knowledge of the media & telecom industry is preferred.
Strong credit analysis skills, including financial statement analysis, risk assessment, and structuring complex deals.
Experience working in a banking environment managing multi-million-dollar loan portfolios.
Deep understanding of banking regulations (OCC, FDIC, Basel III) and loan underwriting best practices.
Proven leadership skills with the ability to mentor and develop underwriting teams.
Excellent communication skills, with the ability to present credit decisions to executive leadership and loan committees.
Proficiency in credit risk modeling tools and financial analysis software.

Responsibilities

Lead and manage a team of underwriters focused on commercial loans in the media & telecom space, providing guidance, mentorship, and performance oversight.
Assess and approve complex commercial loan applications.
Conduct in-depth financial analysis, including cash flow modeling, debt service coverage, and collateral valuation, to determine borrower creditworthiness.
Develop and refine underwriting standards specific to the automotive industry, ensuring alignment with market trends and regulatory requirements.
Collaborate with relationship managers and credit approval officers to structure loans that meet client needs while protecting the bank’s interests.
Monitor portfolio performance, identifying trends, early warning signs, and risk mitigation strategies.
Ensure compliance with all regulatory guidelines, internal policies, and industry best practices.
Present credit decisions and recommendations to senior management and CRM.
Stay informed on industry trends, including market conditions, regulatory changes, and economic factors affecting the automotive sector.

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
Pension