Indirect Loan Analyst

My Community Credit Union • Odessa, TX

1d • Onsite

About The Position

The Indirect Loan Analyst is responsible for advanced underwriting of indirect loan applications submitted through dealer channels. This role evaluates creditworthiness, identifies risk factors, and makes lending decisions aligned with policies and regulatory requirements. This position also serves as a subject matter expert, supporting underwriting staff and helping ensure consistency and quality in loan decisions. The analyst works closely with dealerships, internal lending teams, and funding to resolve issues and maintain efficient processing.

Requirements

• 3–5 years of indirect lending, underwriting, or related lending experience
• Experience evaluating complex or high-risk loan scenarios
• Strong analytical and decision-making skills
• Ability to work in a high-volume, fast-paced environment
• Strong communication and relationship-building skills, especially with external partners
• Proficiency in Microsoft Office
• Knowledge of federal and state lending regulations
• High school diploma or equivalent required

Nice To Haves

• college degree preferred or equivalent experience

Responsibilities

• Drive timely and accurate underwriting decisions to support loan growth
• Maintain strong dealer relationships through responsive communication
• Protect credit union assets by identifying and managing risk
• Ensure compliance with all lending policies and regulations
• Improve efficiency by resolving stipulations and contract issues quickly
• Support team success by mentoring staff and sharing expertise
• Contribute to operational improvements and portfolio performance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED