Housing & Financial Counselor

Horizons, A Family Service Alliance•Cedar Rapids, IA

About The Position

Horizons is seeking a Housing & Financial Wellness Counselor to help individuals and families build financial stability, prepare for homeownership, improve their credit, and navigate housing challenges. No previous housing counseling experience is required; training and support are provided to help the successful candidate become a HUD-certified Housing Counselor. Candidates who are not already HUD-certified are expected to earn certification within four months of hire. This is a non-exempt position based in Cedar Rapids, Iowa, offered full-time or part-time. The position pays $19 per hour, with a $1 per hour increase upon obtaining HUD certification. Occasional evening or weekend hours may be needed for workshops or events. The role focuses on helping clients make informed decisions and build lasting stability, rather than selling products or meeting sales quotas.

Requirements

Enjoy working one-on-one with people.
Be comfortable talking about money and explain financial concepts clearly.
Be organized, compassionate, and dependable.
If not already HUD-certified, earn HUD certification within four months of hire.

Nice To Haves

Experience in banking, lending, mortgage servicing, financial education, credit counseling, housing, or human services.
An associate or bachelor's degree in a related field, or equivalent experience.
Existing HUD certification.

Responsibilities

Provide one-on-one counseling on homebuying, housing stability, foreclosure prevention, budgeting, and credit.
Help clients improve credit, reduce debt, and prepare for successful homeownership.
Develop individualized budgets and action plans, and connect clients to community resources.
Maintain client records according to Horizons and HUD requirements.
Help facilitate homebuyer education and financial workshops.
Participate in community outreach.