Health & Benefits Producer

Howden•Houston, TX

About The Position

Howden is seeking a Producer to join its Health & Benefits team in Houston. The role is responsible for generating new business, managing an existing book of employee benefits accounts, and building relationships with clients and carrier partners across the region. The position includes developing prospects and closing new accounts, servicing and growing assigned business, and representing Howden in the market. It is permanent and classified as exempt under the Fair Labor Standards Act. The role is eligible for a competitive base salary and participation in a commission-based incentive program.

Requirements

  • Active Health & Benefits (Life, Accident & Health) producer license in Texas, or ability to obtain one within a defined period.
  • Demonstrated track record of new business production within employee benefits accounts.
  • Established network of referral sources and/or carrier relationships within the Houston market.
  • Strong working knowledge of group health, dental, vision, life, disability, and voluntary benefits products.
  • Strong verbal and written communication skills, with the ability to present to prospective and existing clients.

Nice To Haves

  • Professional designations such as CEBS, GBA, REBC, or equivalent; preferred but not required.

Responsibilities

  • Identify, pursue, and close new Health & Benefits accounts within the assigned territory.
  • Develop and execute a prospecting strategy using referral networks, carrier relationships, and market research.
  • Prepare and deliver proposals, presentations, and renewal strategies to prospective clients.
  • Maintain and grow an assigned book of Health & Benefits business.
  • Coordinate with account executives, benefits consultants, and compliance teams to service client accounts.
  • Conduct periodic account reviews to identify coverage gaps, cross-sell opportunities, and retention risks.
  • Build and maintain relationships with carrier partners, underwriters, and other market contacts.
  • Represent Howden at industry events, trade associations, and client functions.
  • Stay current on market trends, regulatory developments such as ACA and ERISA, and competitor activity within the Health & Benefits segment.

Benefits

  • Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts.
  • 401(k) retirement plan.
  • Flexible Paid Time Off.
  • Paid parental leave.
  • Life and disability insurance.
  • Competitive base salary.
  • Commission-based incentive program, subject to eligibility.
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