Transaction Banking, Head of Risk and Control Product, Vice President

Goldman Sachs • Dallas, TX

13d

About The Position

The Head of Risk and Control Product leads the Risk Product function within Transaction Banking and reports to the Global Head of Payments. The function owns, builds and oversees payment-related risk platforms, including Credit Risk Management, anti-money laundering (AML), sanctions and fraud. The role is accountable for the strategy, roadmap, delivery and ongoing oversight of internal product solutions and capabilities that support safe, efficient payment processing and business growth in alignment with the firm's risk appetite.

Working closely with first-line risk teams, second-line Risk and Compliance partners, Engineering and Operations, the role translates risk policies, control requirements and operational workflows into product capabilities across geographies and payment modalities. It leads greenfield platform development and complex global initiatives from concept through launch, defines measures of control effectiveness and operational performance, and communicates progress and priorities to senior stakeholders. The role also builds and develops a high-performing team of product managers.

Requirements

• Bachelor’s degree.
• At least 10 years of relevant experience in payments, risk management or product management, ideally including substantial experience delivering risk-related platforms or capabilities.
• Deep payments and risk expertise, including a strong understanding of credit risk, AML, sanctions and fraud across domestic and cross-border payments.
• Proven track record of end-to-end product ownership and delivering complex initiatives on time while balancing risk requirements, client outcomes, business priorities and technical feasibility.
• Excellent written and verbal communication skills, including the ability to explain complex risk and technology topics clearly to senior audiences.
• Strong stakeholder management and influencing skills, with the ability to build alignment across risk, compliance, technology and operational teams and resolve competing priorities.
• Strong product judgment, analytical and organizational skills, including structured delivery planning and dependency management.
• Experience using JIRA and Confluence.

Nice To Haves

• Experience in a first-line risk function or senior product role focused on credit risk or fraud risk, with exposure to AML and sanctions capabilities.
• Experience owning or delivering credit risk platforms supporting exposure monitoring, limits and risk decision-making.
• Experience building or transforming transaction banking or corporate payments risk platforms, including integration with payment processing, risk data and operational workflows.

Responsibilities

• Own the product strategy and roadmap across Credit Risk Management, AML, sanctions and fraud, prioritizing investment to support business growth, expansion into new client segments and operational scalability.
• Maintain clear governance, decision-making and escalation while respecting first-line ownership and independent second-line oversight and challenge.
• Translate risk policies, control requirements and operational workflows into actionable product requirements across geographies and payment modalities.
• Shape capabilities for credit exposure and limit management, transaction monitoring, sanctions screening and fraud prevention with firmwide second-line experts.
• Agree strategic priorities with first-line risk and second-line Risk and Compliance partners, aligning Engineering, Operations and business stakeholders on requirements, trade-offs and client experience.
• Drive greenfield risk platform builds from concept and design through development, testing and launch, managing complex, multi-quarter initiatives across global, cross-functional teams.
• Define KPIs for control effectiveness, platform performance and operational efficiency; use data to assess outcomes and guide improvement.
• Set a clear direction for Product Risk with measurable business and risk outcomes, and communicate priorities and progress to senior stakeholders.
• Build, lead and develop a high-performing team of product managers, fostering clear ownership, strong product judgment and accountability for execution.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager