Head of Legal

MGT Insurance•San Francisco, CA

23h•$190,000 - $270,000•Hybrid

About The Position

MGT Insurance is seeking a Head of Legal to build and lead the legal function for their AI-native commercial P&C carrier. Reporting directly to a Co-CEO, this role will have company-wide legal responsibility that spans corporate, compliance, transactional, and regulatory matters. You will be MGT's senior-most legal voice, advising the executive team and board on regulatory strategy, general corporate legal issues, and transactions. This is a build role: you will establish MGT's legal function, policies, and governance infrastructure from the ground up, while also being hands-on with the day-to-day legal questions that come from an insurance company operating across dozens of states with an evolving product footprint.

Requirements

J.D. and active bar membership in at least one U.S. state
10+ years of legal experience with significant exposure to P&C insurance preferred
Track record advising executive teams and boards on legal risk and strategic decisions
Experience managing outside counsel relationships across multiple practice areas
Comfortable operating a build-from-scratch legal function establishing process and governance rather than inheriting an established department

Nice To Haves

Prior in-house experience at a P&C carrier, MGA, or insurtech, ideally in a senior or sole legal leadership capacity
Experience advising on or litigating coverage disputes, claims handling exposure, and policy interpretation matters
Direct experience with state insurance regulatory compliance: licensing, rate and form filings, market conduct examinations, and multi-state regulatory relationships
Experience with corporate transactions — M&A, strategic partnerships, or capital raises
Familiarity with AI/algorithmic underwriting regulation and emerging insurance technology regulatory frameworks
Experience building legal or compliance functions from an early stage at a high-growth company
Admitted and E&S/surplus lines regulatory experience

Responsibilities

Serve as MGT's senior-most legal advisor; counsel the CEO, executive team, and board on legal risk, regulatory strategy, and major business decisions
Own MGT's regulatory compliance program: state insurance department relationships, licensing, market conduct, rate and form filings, and multi-state compliance requirements
Where needed, work with Claims leadership to advise on litigation strategies and review external counsels’ recommended
Structure and negotiate legal agreements supporting corporate development activity such as partnerships, reinsurance contracts, carrier agreements, MGA arrangements, and M&A transactions
Manage outside counsel relationships across litigation, regulatory, and transactional matters through selecting, directing, and controlling cost and quality
Continue to support the buildout of MGT's corporate governance infrastructure. Corporate records, entity management, and policies required of a regulated insurance carrier
Advise Product and Underwriting on legal and regulatory implications of new products, states, and appetite expansions before launch
Own MGT's contract review and management functions including vendor agreements, technology contracts and data/privacy agreements
Build and, over time, lead a small, AI-enabled, legal and compliance team as MGT scales