Group Underwriter, Senior

Elevance Health•Indianapolis, IN

5d•Hybrid

About The Position

The Group Underwriter, Senior determines whether insurance risks are acceptable and establishes appropriate premium rates for small, complex renewal and prospective employer groups, following corporate underwriting guidelines and authority limits. The role provides guidance on risk selection for applicants seeking commercial health coverage and coordinates with other departments to support accurate, consistent account reporting. It also proposes rates for prospective business using other-carrier experience, demographic data, and manual rates; conducts post-sale reviews; and works with product and sales partners to review product portfolios, monitor sales results and trends, and recommend portfolio changes. The position uses a hybrid work arrangement requiring associates to work in an office at least one day per week. Ideal office locations are Indianapolis, Indiana; Mason, Ohio; or Atlanta, Georgia. Other locations may be considered when the candidate lives within commuting distance of an office. Candidates outside a reasonable commuting distance will not be considered unless an accommodation is granted as required by law.

Requirements

A BA/BS in a related field and at least 4 years of related experience, or an equivalent combination of education and experience.

Nice To Haves

CPCU, CLU, LOMA, HIAA, PAHM, or other insurance-related coursework.
Level Funded medical underwriting experience.
Small group experience.

Responsibilities

Determine the acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospective employer groups in accordance with corporate underwriting guidelines and authority limits.
Determine and provide guidance to medical underwriters concerning risk selection for applicants applying for commercial health coverage.
Coordinate with other departments to ensure accuracy and consistency of overall account reporting.
Propose rates for prospective business using other-carrier experience, demographic data, and manual rates.
Perform post-sale reviews.
Work with product and sales partners to survey existing product portfolios by market, monitor sales results, trends, and needs, and recommend product portfolio changes.