FVP, Commercial Banking Transformation

Axos Bank • San Diego, CA

11d

About The Position

The FVP, Commercial Banking Transformation is a senior leadership role reporting to the SVP, Head of Commercial Transformation. This leader defines the vision for the future operating model, analyzes current commercial banking processes, designs future-state workflows using agentic AI, builds and executes a roadmap through transformation pods, and leads change across the business. The role is the primary technical product authority for Commercial Banking operations, connecting business strategy, solution architecture, and engineering. The ideal candidate combines commercial banking expertise with process and product discipline and hands-on fluency with AI, using AI in their own work and encouraging pod teams to do the same, including building on platforms such as Retool and n8n.

The target salary range is $150,000–$170,000 per year. Actual starting pay may vary based on geographic location, experience, skills, specialty, and education. The role is eligible for annual discretionary cash and restricted stock unit bonus targets of 15% each; these discretionary bonuses may be awarded semi-annually based on achievement of performance goals and targets.

Axos describes itself as a digital-first financial services company providing technology-driven financial tools and services. The work environment requires sitting for extended periods and using standard office equipment. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position.

Requirements

• Bachelor’s degree required; Computer Science, Engineering, or a related field preferred.
• At least 7 years of experience across commercial banking, process transformation, product management, and technology.
• Experience analyzing complex banking processes, designing future-state solutions, and developing strategic product roadmaps.
• Product Owner or Technical Product Manager experience with requirements, backlogs, and Agile or Kanban delivery.
• Working knowledge of agentic AI, automation, and associated risks in regulated environments.
• Technical understanding of architecture, APIs, integrations, ODS design, and modern software delivery practices.
• Proven ability to lead cross-functional teams, execute strategic roadmaps, drive change, and communicate effectively with executives.

Nice To Haves

• Computer Science, Engineering, or a related field is preferred.
• Familiarity with n8n, Retool, or similar platforms.

Responsibilities

• Define and execute the future Commercial Banking operating model, integrating people, AI, platforms, governance, and technology into a scalable transformation roadmap.
• Analyze current-state processes and design future-state workflows using agentic AI, automation, reusable components, and human-in-the-loop controls.
• Prioritize transformation initiatives based on business value, feasibility, risk, dependencies, and capacity.
• Lead cross-functional transformation pods, overseeing priorities, delivery, capacity, quality, releases, and team development.
• Serve as the primary liaison between Commercial Banking and Banking IT, translating business strategy into technology requirements and delivery plans.
• Lead AI-enabled development across n8n, Retool, and other banking platforms, ensuring solutions are secure, scalable, reusable, and production-ready.
• Own the evolution of key data, AI, workflow, and operations platforms, including the ODS and Operations Control Platform.
• Partner with Risk, Compliance, and Legal to embed regulatory requirements, controls, traceability, and audit readiness into solutions.
• Drive change management, training, adoption, and user feedback for new operating models and AI-enabled workflows.
• Establish KPIs and executive reporting to measure adoption, cycle time, automation, efficiency, quality, and business outcomes.

Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, three weeks of vacation, and holidays (about 11 per year).
• HSA or FSA account and other voluntary benefits.
• 401(k) Retirement Saving Plan with employer match.
• 529 Savings Plan.
• Employee Mortgage Loan Program.
• Free access to an Axos Bank Account with Self-Directed Trading.
• Eligible for an annual discretionary cash bonus target of 15%.
• Eligible for an annual discretionary restricted stock units bonus target of 15%.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior