Full-stack Engineer 4 (Global Payment Network)

Capital One•Chicago, IL
•Hybrid

About The Position

Capital One is seeking a Full-stack Engineer 4 for the Global Payment Network Technology organization. The organization manages critical payments infrastructure for global transaction processing. Within it, the Digital Payments group modernizes digital payments to help eliminate fraud and protect entities across Payments. Its work includes digital credentials for cardholders using digital wallets and stored payment tokens, with a focus on tokenization, detokenization, domain restriction controls, authentication, and fraud. The role leads a portfolio of technology projects and a team of developers working across distributed microservices and full-stack systems. The engineer provides technical leadership across Agile teams, collaborates with product managers and architects, and delivers cloud-based solutions. The position is hybrid, with on-site attendance governed by Capital One’s hybrid policy for the designated office location. The role is eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

Requirements

  • Bachelor’s degree or higher in Computer Science or a related quantitative field, such as Statistics, Economics, Operations Research, Analytics, Mathematics, or Engineering.
  • At least 4 years of software engineering experience; internship experience does not count.
  • At least 2 years of experience with public cloud platforms (AWS, GCP, or Azure), cloud-based productivity tools, or virtualization technologies.

Nice To Haves

  • Master’s degree in Computer Science or a related field.
  • 7 or more years of coding experience with more than two of the following: Go, Java, JavaScript/TypeScript, Python, Rust, C#, or Scala.
  • 3 or more years of experience with databases and database management systems.
  • 3 or more years of experience with AWS, GCP, Azure, cloud-based productivity tools, or virtualization technologies.
  • 4 or more years of experience contributing to open-source frameworks.
  • 3 or more years of experience with front-end JavaScript or TypeScript frameworks.
  • 4 or more years of experience creating synchronous and asynchronous APIs.
  • 3 or more years of experience with CI/CD pipelines, infrastructure as code, and automated testing frameworks.
  • 3 or more years of experience using Git-based version-control systems such as Git, GitHub, or Bitbucket.
  • 3 or more years of experience troubleshooting technical issues in cloud environments.
  • Experience leveraging modern AI-based coding tools and IDE copilots.
  • At least 1 year of experience mentoring engineers and driving professional development within technical teams.
  • At least 1 year of experience using observability to identify and optimize performance bottlenecks in distributed systems.
  • Experience with interactive AI tooling to accelerate productivity, using capabilities beyond basic code completion.
  • Experience leading cross-functional engineering efforts or large-scale technical initiatives.
  • Experience establishing and enforcing coding standards and design patterns across teams.

Responsibilities

  • Lead a portfolio of diverse technology projects and a team of developers with experience in distributed microservices and full-stack systems.
  • Share knowledge of technology trends, experiment with and learn new technologies, participate in technology communities, and mentor members of the engineering community.
  • Collaborate with digital product managers to deliver robust cloud-based solutions.
  • Use programming languages, databases, container orchestration services, and AWS tools and services to build solutions.
  • Provide technical leadership and direction across Agile teams, setting standards for design, development, and operational excellence.
  • Partner with architects to define service boundaries, integration patterns, and reusable frameworks.
  • Identify opportunities for improvement, implement targeted refactoring, and contribute to reducing technical debt and improving system performance.
  • Influence long-term technology strategy by evaluating emerging tools and practices in a “you build it, you own it” environment.

Benefits

  • Comprehensive, competitive health, financial, and other benefits supporting total well-being.
  • Eligibility for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
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