Full-stack Engineer 4 (Global Payment Network)

Capital One•Riverwoods, IL
•$179,400 - $204,700•Hybrid

About The Position

Capital One is seeking a Full-stack Software Engineer for its Global Payment Network Technology organization, specifically the Digital Payments group. The organization manages critical infrastructure for global transaction processing. Digital Payments modernizes payment systems to help prevent fraud and protect entities across Payments, providing digital credentials for cardholders to use with digital wallets and stored payment tokens. Its work includes tokenization, detokenization, domain restriction controls, authentication, and fraud prevention. The role involves designing and operating highly available, scalable payment systems at global scale. The engineer will lead technology projects and developers, collaborate with product managers and architects, and deliver cloud-based solutions. The position provides technical leadership across Agile teams, contributes to design and operational standards, improves system performance, and helps shape long-term technology strategy in a “you build it, you own it” environment. This is a hybrid position requiring on-site presence in accordance with Capital One’s hybrid policy.

Requirements

  • Bachelor’s degree or higher in Computer Science or a related quantitative field, such as Statistics, Economics, Operations Research, Analytics, Mathematics, or Engineering.
  • At least 4 years of software engineering experience; internship experience does not apply.
  • At least 2 years of experience with public cloud platforms, cloud-based productivity tools, or virtualization technologies.

Nice To Haves

  • Master’s degree in Computer Science or a related field.
  • 7 or more years of coding experience with more than two of the following: Go, Java, JavaScript/TypeScript, Python, Rust, C#, or Scala.
  • 3 or more years of experience with databases and database management systems.
  • 3 or more years of experience with AWS, GCP, Azure, cloud-based productivity tools, or virtualization technologies.
  • 4 or more years of experience contributing to open-source frameworks.
  • 3 or more years of experience with front-end JavaScript or TypeScript frameworks.
  • 4 or more years of experience creating synchronous and asynchronous APIs.
  • 3 or more years of experience with CI/CD pipelines, infrastructure as code, and automated testing frameworks.
  • 3 or more years of experience using Git-based version-control systems, such as Git, GitHub, or Bitbucket.
  • 3 or more years of experience troubleshooting technical issues within cloud environments.
  • Experience using modern AI-based coding tools and IDE copilots.
  • At least 1 year of experience mentoring engineers and driving professional development within technical teams.
  • At least 1 year of experience using observability to identify and optimize performance bottlenecks in distributed systems.
  • Experience with interactive AI tooling to accelerate productivity using capabilities beyond basic code completion.
  • Experience leading cross-functional engineering efforts or large-scale technical initiatives.
  • Experience establishing and enforcing coding standards and design patterns across teams.

Responsibilities

  • Lead a portfolio of technology projects and a team of developers experienced in distributed microservices and full-stack systems to create solutions that meet regulatory needs.
  • Stay current with technology trends, experiment with and learn new technologies, participate in technology communities, and mentor members of the engineering community.
  • Collaborate with digital product managers to deliver robust cloud-based solutions and customer experiences.
  • Use programming languages, databases, container orchestration services, and AWS tools and services to build solutions.
  • Provide technical leadership and direction across Agile teams, setting standards for design, development, and operational excellence.
  • Partner with architects to define service boundaries, integration patterns, and reusable frameworks.
  • Identify opportunities for improvement, implement targeted refactoring, reduce technical debt, and enhance system performance.
  • Influence long-term technology strategy by evaluating emerging tools and practices in a “you build it, you own it” environment.

Benefits

  • Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being.
  • Eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
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