Asset & Wealth Management, GS Ayco, Financial Wellness Coach, Analyst - Newport Beach

Goldman Sachs • Newport Beach, CA

11d

About The Position

Goldman Sachs Ayco Financial Wellness hires and trains financial advisors to provide personal financial planning to employees of Fortune 1000 companies. Coaches complete an extensive training program, including licensing support and technical instruction across retirement, investing, budgeting and debt management, employee benefits, insurance, income taxes, education funding, and estate planning. Training includes practice client scenarios and prepares coaches to work independently with clients over the phone within their first seven months. Continued training supports ongoing professional and technical development.

After training, coaches build client relationships and provide one-on-one financial planning through scheduled phone appointments and inbound calls. They develop personalized financial plans, explain financial concepts, prepare analyses and reports, help clients navigate digital resources, and discuss appropriate implementation solutions. The role is intended for someone who wants to grow a long-term, client-facing career as a financial advisor.

Requirements

• Desire to develop a long-term career as a client-facing advisor at Goldman Sachs Ayco.
• Strong interest in personal financial planning and providing excellent client service through extensive daily client contact.
• Excellent verbal and written communication skills to understand, simplify, and explain complex financial planning concepts to clients with varying levels of knowledge.
• Integrity and sound judgment when handling confidential and sensitive information.
• Ability to multitask independently in a fast-paced work environment.
• Strong attention to detail and ability to complete accurate client deliverables within designated time frames.
• Excellent interpersonal skills to build client relationships and collaborate with colleagues.
• Desire to learn and ability to respond constructively to feedback.
• Bachelor’s degree.
• FINRA SIE, Series 7, and Series 66 licenses, or ability to obtain them within a defined period after joining the firm.

Nice To Haves

• Minimum 3.5 GPA.
• SIE license, CFP® certification, and/or Life, Accident, and Health license.
• Customer service experience.
• Experience with eMoney financial planning software and Salesforce CRM.

Responsibilities

• Complete applicable licensing requirements within defined time frames if not already licensed.
• Participate in the Financial Wellness training program to learn financial planning topics, analyze client situations, and communicate concepts effectively.
• Develop holistic, comprehensive, personalized financial plans that help clients take action, achieve goals, and overcome financial challenges.
• Develop subject-matter expertise in company benefits, including 401(k) plans, pensions, life and disability insurance, medical insurance, equity and stock awards, and deferred compensation.
• Prepare and deliver financial reports and analyses related to asset allocation, retirement planning, education funding, risk management, and federal income tax, using digital platform tools in coaching conversations.
• Build trust and rapport with employee populations through scheduled appointments and form long-term relationships as appropriate.
• Answer inbound calls to explain the service, help clients navigate the digital platform, and address real-time financial planning questions.
• Identify and discuss appropriate internal products and services to provide suitable implementation solutions.
• Comply with industry and company policies, procedures, and compliance requirements.
• Proactively seek opportunities to support the team, department, and firm.

Benefits

• Discretionary bonus eligibility for active employees as of fiscal year-end.
• Benefits and wellness offerings, generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level