Financial Planning Consultant - Smithfield, RI

Fidelity Investments • Smithfield, RI

4d

About The Position

The Financial Planning Consultant (FPC) delivers proactive, personalized financial planning and integrated financial solutions to Fidelity Advisory Services (FAS) clients, helping them make decisions and progress toward their financial goals. Working within a team-based, technology-enabled model, the FPC guides clients across priorities including retirement planning, investment management, holistic portfolio strategy, and broader financial needs using Fidelity’s planning tools and solutions. Clients include recently enrolled clients, people with complex planning goals, and those with more routine portfolio management needs.

This is a direct customer-contact role supporting clients with managed portfolios and serving as Advisory Services’ voice to the customer. The FPC owns the end-to-end advice experience, from discovery and preparation through implementation and ongoing progress. Client meetings are conducted virtually via Zoom by default unless the client requests another format. The role is based within 90 miles of Fidelity’s Smithfield, Rhode Island Regional Center. Fidelity will not provide immigration sponsorship for this position.

Requirements

• FINRA Series 7 required.
• FINRA Series 63 and Series 65, or Series 66, required.
• Obtain an insurance license within 90 days of hire.
• At least 5 years of financial services experience.
• Strong written, verbal, and interpersonal communication skills, with the ability to build trust and deepen client relationships.
• Strong practice management and operational excellence, including effective prioritization, calendar management, and ownership of responsibilities.
• Ability to operate in a team-based service model while managing time, workflow, and follow-through.
• Fluency with digital advice, planning, and investment tools.
• Ability to engage clients virtually via Zoom by default, unless a client requests an alternative meeting format.
• Primary residence must be within a 90-mile radius of the Smithfield, Rhode Island Regional Center.

Nice To Haves

• Certified Financial Planner (CFP) certification preferred.
• Managed solutions experience preferred.
• Planning and Advice mindset and a solid understanding of Fidelity’s offerings.
• Ability to deliver a high-quality IQ and EQ client experience through FRM mastery.
• Proven practice management skills that drive scalable, high-impact business results.
• Adaptability and willingness to continuously learn as client needs evolve.

Responsibilities

• Lead consultative conversations to understand clients’ investment strategies and evolving planning needs.
• Provide personalized, end-to-end planning and advice for FAS-covered clients, including unified investment strategies, retirement planning, college savings, tax efficiency, long-term care, HSA and Medicare, estate planning, and other financial needs.
• Support clients with managed portfolios, including onboarding recently enrolled clients and serving clients with complex or routine planning and portfolio management needs.
• Strengthen client confidence in Fidelity Advisory Services through consistent, high-quality guidance and disciplined follow-through.
• Anticipate future client needs and adapt advice as goals and life stages change.
• Introduce and position appropriate service models and resources to deepen clients’ overall Fidelity relationships.
• Own the advice experience from discovery and preparation through implementation and ongoing progress.
• Conduct well-structured scheduled guidance appointments and timely, insight-driven proactive outreach.
• Use digital advice, planning, and investment tools to deliver personalized recommendations.
• Manage priorities, calendars, workflows, and follow-through within a team-based service model.

Benefits

• Fidelity offers benefit programs intended to support employees and their loved ones and help balance life holistically.
• Fidelity provides industry-leading tools and training for advisors.
• Fidelity promotes an inclusive, collaborative culture grounded in continuous improvement.
• Fidelity has nine employee affinity groups.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed