Financial Crimes Investigator

EverBank • Jacksonville, FL

23h

About The Position

The Financial Crimes Compliance (FCC) Investigator is a detail-oriented, analytical role focused on Anti-Money Laundering (AML). The investigator reviews and investigates suspicious financial activity to support the company’s compliance with AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and other applicable requirements.

The FCC Sanctions Compliance team provides Second Line of Defense oversight and governance for EverBank’s sanctions (OFAC) and Currency Transaction Reporting (CTR) compliance programs. The team establishes and maintains compliance oversight, monitoring, and detection capabilities to identify and mitigate regulatory risk. Its functions include program governance, policy management, regulatory advisory services, intelligence and investigative analysis, regulatory reporting, and oversight of sanctions screening and related operational processes.

Requirements

• At least 2 years of financial services experience in Fraud, AML, Operations, or service.
• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Nice To Haves

• 3 or more years of experience supporting financial crimes or AML operations.
• Demonstrated understanding of customer relationship management (CRM) information and transaction processing systems.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS) certification.
• Ability to interpret data and assess reasonability.
• Knowledge of various AML typologies.
• Analytical skills and ability to solve complex problems and execute solutions.
• Strong interpersonal and relationship skills.
• University degree preferred.

Responsibilities

• Investigate suspicious transactions and alerts generated by transaction monitoring systems, as well as internal referrals from business units across the enterprise.
• Analyze customer transactions and behaviors using internal and external data to assess whether activity is consistent with expected customer activity.
• Prepare detailed, well-supported Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Maintain accurate, organized case files and documentation for audit and regulatory review.
• Communicate with internal departments and external stakeholders as needed during investigations.
• Stay current on AML regulatory developments, trends, and best practices.
• Participate in special projects and ad hoc investigations as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level