Financial Crimes Compliance Investigator

Texas Capital Bank•Richardson, TX

About The Position

The FCC Investigator conducts investigations related to anti-money laundering, counter-financing of terrorism, and OFAC matters, supporting Texas Capital’s responsibilities to monitor and report suspicious activities. The role compiles evidence and documentation in accordance with BSA/AML procedures and regulatory requirements, assesses matters received from any source, conducts research and reviews to determine whether escalation is warranted, and files Suspicious Activity Reports (SARs) as required. It requires strong investigative, analytical, and writing skills, and the ability to work independently.

Requirements

Bachelor’s degree, preferably in Finance, Accounting, Business, Analytics, or Computer Science, or an equivalent combination of education, training, and experience.
At least 5 years of work experience in financial crimes compliance and risk management or a related field.
Ability to self-direct and manage competing priorities across concurrent, large, complex projects, initiatives, and deliverables.
Strong technical proficiency with Microsoft Office products for reporting, data analytics, and presentations.
Advanced knowledge of AML/BSA laws and regulations concerning money laundering and terrorist financing.
Experience creating presentations and deliverables for senior stakeholders.
Experience creating reports from large datasets of raw data.
Excellent written and verbal communication skills, attention to detail, and time management skills.
Strong analytical thinking and critical reasoning skills.
Excellent interpersonal skills and ability to work effectively with colleagues across regions and business units.
Ability to handle a fast-paced environment and meet established deadlines.
Self-motivation, organization, and ability to work independently.
ACAMS Anti-Money Laundering Specialist certification or equivalent AML certification/license, or obtain certification within the first 12 months of employment.
Excellent organizational, time-management, and project-management skills.

Responsibilities

Maintain current knowledge of money laundering and terrorist financing behaviors, criminal typologies, industry best practices, regulations, and developing trends.
Collaborate with business units to analyze trends in suspicious activity.
Liaise with Legal, Compliance, IT, and other stakeholders on technology projects and initiatives affecting the FIU.
Assist in developing proactive initiatives.
Analyze and synthesize data and prepare presentations and reports for governance and risk committees.
Complete analysis timely and efficiently while maintaining regulatory and compliance standards.
Provide requested information to regulators and Internal Auditors in a timely manner.
Track and report Key Risk Indicators (KRIs).
Complete quality checks of alert reviews, investigations, and SARs.
Research, analyze, and investigate high-risk customer and commercial account behavior for potential money laundering or terrorist financing risks in accordance with bank policies and procedures.
Support efficient identification and monitoring of suspicious activities and transactions.
Perform enhanced due diligence on high-risk individuals and businesses.
Perform other functions as requested by management.