Financial Crimes Compliance Investigator

Texas Capital•Dallas, NC

About The Position

The FCC Investigator executes investigations related to anti-money laundering, counter-financing of terrorism, and OFAC matters, helping Texas Capital meet its responsibilities to monitor and report suspicious activities. The role compiles evidence and documentation in accordance with BSA/AML procedures and regulatory requirements, assesses matters received from any source, conducts appropriate research and reviews, determines whether escalation is warranted, and files Suspicious Activity Reports (SARs) as required. It also involves high-risk customer and commercial account investigations, enhanced due diligence, quality checks, reporting, and collaboration with internal stakeholders.

Requirements

Bachelor’s degree, preferably in Finance, Accounting, Business, Analytics, or Computer Science, or an equivalent combination of education, training, and experience.
Minimum 5 years of work experience in financial crimes compliance and risk management or a related field.
Ability to self-direct and manage competing priorities across concurrent large, complex projects, initiatives, and deliverables.
Strong technical proficiency with MS Office products for reporting, data analytics, and presentations.
Advanced knowledge of AML/BSA laws and regulations relating to money laundering and terrorist financing.
Experience creating presentations and deliverables for senior stakeholders.
Experience and ability to create reports from large datasets of raw data.
Excellent written and verbal communication skills, attention to detail, and time management skills.
Strong analytical thinking and critical reasoning skills.
Excellent interpersonal skills and ability to work effectively with colleagues across regions and business units.
Ability to handle a fast-paced environment and meet established deadlines.
Self-motivated, well organized, and able to work independently.
ACAMS Certified Anti-Money Laundering Specialist certification or equivalent AML certification/license, or obtain certification within the first 12 months of employment.
Excellent organizational, time management, and project management skills.

Nice To Haves

Bachelor’s degree in Finance, Accounting, Business, Analytics, or Computer Science is preferred.

Responsibilities

Maintain current knowledge of money laundering and terrorist financing behaviors, issues, criminal typologies, industry best practices, regulations, and developing trends.
Collaborate with business units to analyze trends in suspicious activity.
Liaise with Legal, Compliance, IT, and other stakeholders and partners on technology projects and initiatives affecting the FIU.
Assist in developing proactive initiatives.
Analyze and synthesize data and prepare presentations and reports for governance and risk committees.
Complete analysis in a timely and efficient manner while meeting regulatory and compliance standards.
Provide requested information to regulators and Internal Auditors in a timely manner.
Track and report Key Risk Indicators (KRIs).
Complete Quality Checks (QCs) of alert reviews, investigations, and SARs.
Research, analyze, and investigate high-risk customer and commercial account behavior for potential money laundering or terrorist financing risks under bank policies and procedures.
Ensure efficient identification and monitoring of suspicious activities and transactions.
Perform enhanced due diligence on high-risk individuals and businesses.
Perform other functions as requested by management.
Assess matters received from any source, conduct research or reviews, and determine whether escalation is warranted.
Compile evidence and documentation and file SARs as required by BSA/AML regulatory requirements.