Financial Crimes Investigator

EverBank • Irvine, CA

1d

About The Position

The Financial Crimes Compliance (FCC) Investigator is a detail-oriented, analytical professional focused on Anti-Money Laundering (AML). The role reviews and investigates suspicious financial activity to help ensure compliance with AML laws and regulations, including the Bank Secrecy Act (BSA), the USA PATRIOT Act, and other applicable regulatory requirements.

The FCC Sanctions Compliance team provides Second Line of Defense oversight and governance for EverBank’s sanctions (OFAC) and Currency Transaction Reporting (CTR) compliance programs. The team establishes and maintains compliance oversight, monitoring, and detection capabilities to identify and mitigate regulatory risk. Its core functions include strategic program governance, policy management, regulatory advisory services, intelligence and investigative analysis, regulatory reporting, and oversight of sanctions screening and operational processes.

Requirements

• At least 2 years of financial services experience in fraud, AML, operations, or service.
• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Nice To Haves

• At least 3 years of experience supporting financial crimes or AML operations.
• Demonstrated understanding of customer relationship management (CRM) information and transaction processing systems.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS) certification.
• Demonstrated ability to interpret data and assess reasonability.
• Knowledge of various AML typologies.
• Analytical skills with the ability to solve complex problems and execute on solutions.
• Strong interpersonal and relationship skills.
• University degree preferred.

Responsibilities

• Investigate suspicious transactions and alerts generated by the transaction monitoring system, as well as internal referrals from business units across the enterprise.
• Analyze customer transactions and behaviors using internal and external data sources to assess whether activity is consistent with expected customer activity.
• Prepare detailed, well-supported Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Maintain accurate, organized case files and documentation for audit and regulatory review.
• Communicate with internal departments and external stakeholders as needed during investigations.
• Stay current on AML regulatory developments, trends, and best practices.
• Participate in special projects and ad hoc investigations as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level