AML Financial Crime Risk Investigator II - HRI Triage (4856)

TD•Toronto, ON

4d•Onsite

About The Position

As a sole contributor, the Financial Crime Risk Investigator II will be the first stage in undertaking a preliminary assessment of inbound referrals from a variety of sources, including but not limited to Production Orders, GRIDs or other law enforcement referrals, to determine if they warrant further investigation for potential financial crime risk, or where an investigation is not warranted and recommended for closure. The Investigator will also evaluate high-priority and sensitive referrals that require additional in-depth analysis that may require communicating with senior management. This position requires experienced AML knowledge to make judgement-based decisions based on early fact finding of intake materials, determine risk rating, tracking, and routing to the appropriate team to undertake further investigation. They will be comfortable making informed decisions, assessing risk ratings, documenting the rationale for the decisions, and managing high volume intake to ensure timely case assignment with appropriate investigators and will also take the lead in training newly hired employees. These investigators hold a multi-disciplinary skillset allowing them to pivot to assess cases from a variety of sources as needed meeting the demands of TD's efforts to detect financial crime using various sources.

Requirements

Undergraduate degree
4+ years relevant experience
Demonstrated experience in banking, AML regulations, or other financial crime roles, including transactional analysis.
People and stakeholder management experience.
STR writing experience is required
Understanding of banking and AML regulations.
Financial crime designation or proven experience in financial crime risk management.
Knowledge of current financial crime risk landscape
Strong judgement and proven experience applying knowledge in a variety of scenarios that may not always be clear.
Excellent verbal and written communication skills with particular experience in writing clearly, including instances of complex materials into succinct reporting.
Ability to contribute toward a cohesive team, and promote a positive work environment aligned with TD's welcome culture
Ability to manage competing priorities and deadlines.
Ability to work successfully as a member of a team and independently
Ability to handle confidential information with discretion

Responsibilities

Assess inbound referrals for risk exposure and red flags for financial crime risks at TD.
Undertake basic research including open source, internal bank system and high level transactional assessment to quickly determine if additional investigation is warranted and at what level of complexity.
Ensure cases are tracked for their risk rating, and rationale for decisions is appropriately documented.
Leverage AML knowledge, training, and sound judgement to assess cases.
Meet required tight SLAs
Recommend any early mitigation required.
Provide thematic recommendations on intake sources to drive ongoing improvement in quality of referrals.
Lead in training of new colleagues
Assist in time sensitive ad hoc requests.