Financial Crime - Ongoing Due Diligence Investigator

Lloyds Banking Group•Halifax, NS

4d•£33,203 - £34,950•Remote

About The Position

This role sits within Financial Crime Operations and plays a key role in ensuring customer relationships remain aligned to regulatory expectations and our risk appetite. As an Ongoing Due Due Diligence Investigator, you’ll be responsible for reviewing high-risk customer accounts, assessing ongoing suitability, and making clear, evidence-based relationship decisions. You’ll contribute to identifying financial crime trends and risks, supporting consistency and quality across Financial Crime Operations.

Requirements

Experience in Financial Crime (AML, KYC, ODD or Transaction Monitoring)
Good understanding of Economic Crime Policy and regulatory requirements
Strong attention to detail and ability to assess complex information
Analytical approach with the ability to identify risks
Ability to make sound, risk-based decisions
Strong communication skills
Ability to prioritise workload and deliver at pace

Nice To Haves

Experience in customer relationship reviews or ongoing due diligence
Experience with high-risk customers or enhanced due diligence
Exposure to identifying and reporting financial crime risks

Responsibilities

Complete customer relationship reviews for high and very high-risk customers
Analyse account activity and make recommendations in line with policy
Ensure decisions comply with regulatory and Economic Crime Prevention policy requirements
Identify and raise potential financial crime risks
Assess cases to ensure decisions are clear, defensible and well-evidenced
Contribute to identifying emerging financial crime risks and trends
Manage workload effectively and prioritise activity
Deliver against quality and productivity targets
Communicate clearly with business partners and collaborators through written outputs
Support continuous improvement and team collaboration