Financial Crime Investigator

Lloyds Banking Group•Halifax, NS

1d•£33,203 - £34,950•Remote

About The Position

This role sits within Financial Crime Operations, part of our Economic Crime Prevention function, and plays a key role in protecting our customers and the Group from financial crime. As a Financial Crime Investigator, you’ll be responsible for investigating Suspicious Activity Reports (SARs) and assessing whether escalation to the National Crime Agency (NCA) is required. You’ll also conduct customer relationship reviews and contribute to intelligence-led risk management activity. You’ll work closely with colleagues across Financial Crime and operational teams to ensure high-quality, consistent and regulator-ready decision-making.

Requirements

Experience in Financial Crime (AML, KYC, Transaction Monitoring or Investigations)
Strong understanding of Financial Crime regulations and investigative techniques
Ability to assess complex information and make sound, risk-based decisions
Strong attention to detail and written communication skills
Analytical approach with the ability to identify risks and patterns
Ability to prioritise workload and deliver at pace

Nice To Haves

Experience investigating SARs
Exposure to raising cases or risks to external authorities (e.g. NCA)
Experience with transaction monitoring or alert-based systems

Responsibilities

Assess manual and system-generated alerts using sound judgement
Investigate SARs and determine appropriate course of action where required
Manage investigations from initiation through to resolution, meeting SLAs
Analyse customer activity and assess whether relationships should continue or be exited
Document findings clearly to a ‘regulator-ready’ standard
Apply a strong risk-based approach to decision making
Identify and raise potential financial crime risks
Deliver against quality and productivity targets
Contribute to continuous improvement and team collaboration