Financial Crime Investigator II

Triumph Financial, Inc.•Dallas, TX

About The Position

Join Triumph! At Triumph, our vision is a world where freight transactions are accurate and seamless on the most modern and secure freight transaction network. That’s why we’re looking for passionate, innovative, solutions-oriented people to join our team. We thrive on providing exceptional customer service and we look for team members with an entrepreneurial spirit and a passion to build successful partnerships with our clients. Because at the end of the day our goal is to help our partners businesses run better. Role Summary Are you passionate about protecting the financial system and investigating suspicious activity? We're looking for a Financial Crimes Investigator II to join our Enterprise Risk & Compliance team. In this role, you'll play a key part in monitoring Canadian payment activity, conducting complex financial crime investigations, and ensuring compliance with FINTRAC regulations. If you enjoy analytical work, solving complex problems, and making an impact in the fight against financial crime, we'd love to hear from you. Day in the Life As a Financial Crimes Investigator II, you'll spend your day analyzing Canadian payment activity, investigating suspicious transactions, and ensuring regulatory reporting is completed accurately and on time. You'll collaborate with business partners, identify emerging financial crime trends, and help strengthen Triumph's anti-money laundering program while supporting both Canadian and U.S. regulatory compliance efforts.

Requirements

Associate's degree required; Bachelor's degree preferred.
At least two years of experience in financial crimes investigations, AML compliance, fraud investigations, or a related field.
Working knowledge of BSA, AML, OFAC, CIP, and USA PATRIOT Act requirements.
Experience with Canadian AML regulations, FINTRAC reporting, or Canadian payment systems is highly preferred.
Strong investigative, analytical, and critical thinking skills.
Excellent written communication with experience preparing regulatory reports such as SARs or STRs.
Ability to manage multiple priorities while meeting regulatory deadlines.
Strong attention to detail and commitment to producing accurate work.
Experience using transaction monitoring systems and case management tools.
Comfortable working independently while collaborating effectively across teams.
Proficiency with Microsoft Excel, including formulas and pivot tables, along with the Microsoft Office Suite.
Understanding of banking operations, payment systems, and financial crime risks is a plus.
Adaptable, organized, and able to thrive in a fast-paced environment.

Responsibilities

Monitor Canadian payment transactions, including EFTs, wire transfers, real-time payments (RTR), and other payment channels for suspicious activity.
Investigate transaction monitoring alerts, unusual activity referrals, and customer activity related to Canadian payment flows.
Identify and escalate potential money laundering or terrorist financing activity in accordance with FINTRAC regulations and internal AML procedures.
Prepare and submit FINTRAC regulatory reports, including Suspicious Transaction Reports (STRs), Electronic Funds Transfer Reports (EFTRs), Large Cash Transaction Reports (LCTRs), and Listed Person or Entity Property Reports (LPEPRs).
Maintain thorough case documentation and supporting evidence for investigations and regulatory filings.
Analyze cross-border payment activity and identify emerging financial crime risks and trends.
Conduct enterprise-wide transaction monitoring investigations, including sanctions and unusual activity alerts.
Draft clear, detailed Suspicious Activity Reports (SARs) for complex financial crime investigations.
Support regulatory audits, examinations, and quality control reviews for both Canadian and U.S. compliance programs.
Partner with internal teams to better understand customer relationships and financial crime risk.
Assist with Enhanced Due Diligence (EDD) reviews and provide backup support for additional financial crime monitoring activities.
Stay informed on evolving AML regulations and industry best practices, particularly within the Canadian regulatory environment.
Help share knowledge and cross-train team members on Canadian AML and FINTRAC requirements.