Financial Analyst

American 1 Credit Union•Jackson, MI

4d•Onsite

About The Position

The Financial Analyst is responsible for analysis and reporting functions, including analyzing, reporting, and leveraging data. The Financial Analyst helps sustain a culture filled with people who are Focused, Engaged, Trustworthy, Humbly Confident, and driven to Achieve. The Financial Analyst works collaboratively with the Accounting Manager and the Finance teams to effectively monitor and analyze credit union data to present trends, information, and solutions to key stakeholders. Essential Job Functions: Focus on Purpose: Focused on the credit union's purpose of creating financial wellness in our community through everyday banking, emphasizing data analysis and reporting to assist management in making educated decisions. Team Collaboration: Collaborate with Accounting, Finance, and all other necessary teams in all discussions relevant to data gathering, analysis, and reporting needs. Safety and Soundness: Monitor the safety and soundness of the credit union through data gathering, reporting, analysis, and ensuring compliance with all policies and procedures, federal and state laws, rules, and regulations. Research and Analysis: Conducts research, performs testing and validation of data sets, and compiles data into comprehensive analyses. Summarizes data and findings into a format that is understandable to varying audiences. Prepares moderately complex spreadsheets, charts, graphs, and reports for management as needed. Core Process, Policy, and Procedures: Responsible for adhering to all accounting procedures, processes, and procedures, including policies and procedures for customer identification and all BSA requirements. Employee Culture: Committed to building and supporting an engaging and inclusive culture for all. Competencies Required: People-focused and Strong Communication: Empathetically seek understanding of what employees require and expect and use available resources, policies, and opportunities in their best interest without compromising institutional core values and core focus. Engaged and Collaborative: The capacity to aid in decision-making by engaging and collaborating with the Accounting Manager, Finance, and all employees to understand the future-looking vision and develop solutions for appropriate reporting to measure the success of short- and long-term goals. Achiever, Initiative, and Goal Driven: The employee drives for results and success, is committed to their job, sets high standards of performance, pursues aggressive goals and works hard to achieve them; displays a high level of effort, accuracy, and commitment to work; and takes ownership. Applies new ways of thinking and creates new ideas. Plans work and carry out tasks without detailed instructions; makes constructive suggestions; prepares for problems or opportunities in advance; undertakes additional responsibilities; responds to situations as they arise with minimal supervision; creates novel solutions to problems. Strong analytical capabilities and communication/presentation skills will be essential. Focused, Decision Making and Problem-Solving: Has a strong sense of urgency about proactively solving problems and getting work done; gains support by collaborating effectively for ideas, proposals, projects, and solutions; takes the initiative; makes and/or facilitates decisions considering the impact on others and/or the credit union; reaches sound decisions and exercises good judgment based on balanced consideration of facts, priorities, and alternatives; makes decisions in agreed upon time frame; takes initiative to identify and resolve problems; demonstrates ability to examine existing problems/issues in new ways. Trustworthy, Reliability, and Confidentiality: Personally responsible; completes work accurately in a timely, consistent manner; works hours necessary to complete assigned work; is regularly present and punctual; arrives prepared for work; is committed to doing the best job possible; keeps commitments. Able to keep all information obtained confidential, including member, employee, and credit union information. Ensures core processes, policies, and procedures are followed. Key Accountability Items: Research and data compilation Data analysis reporting Report development and support Regulatory reporting support Budget tracking and analysis

Requirements

Bachelor’s degree in accounting or finance or commensurate professional experience
Experience using Microsoft Office applications.
Strong knowledge of the regulatory environment of financial institutions

Nice To Haves

Detailed oriented, curious, and will leverage research to provide trends and forecasts.
Has a strong aptitude for finance and analysis practices.
Demonstrated skill in gathering, reporting, and summarizing complex data.
Prioritizes accuracy and quality of information.
Possesses strong organizational, time management, and problem-solving skills.
Ability to work independently or as a collaborative member of a team.
Knowledge of credit union products, services, policies, core processes, and procedures
Demonstrated creativity and ability to achieve goals.
Ability to make decisions and take initiative in problem resolution.
Ability to exercise tact and responsibility with handling confidential information.

Responsibilities

Analyzing, reporting, and leveraging data.
Monitoring and analyzing credit union data to present trends, information, and solutions to key stakeholders.
Assisting management in making educated decisions through data analysis and reporting.
Collaborating with Accounting, Finance, and other teams on data gathering, analysis, and reporting needs.
Monitoring the safety and soundness of the credit union through data gathering, reporting, and analysis.
Ensuring compliance with all policies and procedures, federal and state laws, rules, and regulations.
Conducting research, performing testing and validation of data sets, and compiling data into comprehensive analyses.
Summarizing data and findings into a format understandable to varying audiences.
Preparing moderately complex spreadsheets, charts, graphs, and reports for management.
Adhering to all accounting procedures, processes, and policies, including customer identification and BSA requirements.
Building and supporting an engaging and inclusive culture.
Research and data compilation.
Data analysis reporting.
Report development and support.
Regulatory reporting support.
Budget tracking and analysis.