Financial Analyst

OnePay
Remote

About The Position

OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: Ready to run, Hungry and driven by urgency, Exceptional at what they do, with low ego, Comfortable operating in motion.

Requirements

  • 6-8 years of relevant work experience in strategic finance, corporate finance, FP&A, banking, or related fields
  • Advanced proficiency in Google Sheets and Excel
  • Strong proficiency in SQL and a strong analytical mindset and grasp of data analysis
  • Skill in written, verbal, and visual communication of data
  • Problem solving skills and business judgment to ask astute questions, design meaningful analyses, and translate output into actionable insights
  • An act-like-an-owner mentality. We have a bias toward taking action.
  • Fluent English

Nice To Haves

  • Financial services experience, particularly with consumer credit products, a plus

Responsibilities

  • Building, improving, and maintaining complex Google Sheets and Excel models
  • Gathering business inputs and developing forecasts and budgets
  • Analyzing assumptions and outputs, providing insights about expected business trends and performance to partners & General Manager of credit products
  • Developing crisp and clear materials for business partner and executive audiences
  • Developing, building, and automating actionable management reports
  • Coordinating variance analysis and developing materials to provide insights
  • Partnering with analytics and other finance teams for key performance tracking and analysis
  • Conducting analysis and supporting business priorities including new product development, pricing and revenue strategies, and expense efficiency strategies
  • Identifying opportunities to simplify and automate processes within finance and accounting as we scale
  • Collaborating to guide important initiatives such as process improvement and standardization, system enhancements, and data governance.

Benefits

  • Competitive base salary
  • stock options
  • health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US)
  • flexible time off (FTO)
  • opportunities for growth
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