Fall 2026 Student - Financial Analyst, Commercial Banking

Royal Bank of Canada • Toronto, ON

11d • Onsite

About The Position

This posting is for a 4-month Student Fall 2026 placement with a start date of September 8, 2026 and end-date of December 18, 2026. To be eligible, you must either be returning to school after December 2026 or require the work term as a mandatory component to graduate in August/December 2026. Join RBC Commercial Banking and thrive at the intersection of expertise and ambition. As a key partner to Canada’s leading businesses, you’ll help shape the country’s future by driving real economic impact. You’ll get to collaborate with multi-disciplinary teams, leverage cutting-edge digital platforms and build innovative solutions to transform client experiences. Growth is embedded in our culture, offering opportunities to learn and develop skills and experiences. At RBC, you’ll build a future defined by innovation, impact and unparalleled expertise. We're seeking a Financial Analyst to join our Commercial Banking team and play a key role in supporting credit analysis, financial modeling, and client portfolio management. This is an exciting opportunity to gain hands-on experience in a dynamic banking environment and contribute to meaningful business decisions. Potential placements include Finance Analyst, Credit Management Analyst, and Commercial Credit Business Analyst.

Requirements

• Currently enrolled in a post-secondary program in Commerce, Finance, Business Administration or Economics (or a related field)
• Strong proficiency in Microsoft Office including Excel (Pivot tables, VLOOKUP, Data Visualization such as Tableau)
• Strong analytical and quantitative skills
• Understanding of business fundamentals, financial analysis, financial modelling, data management, accounting principles and strategic business rationales
• Ability to thrive in fast-paced, dynamic environments and adjust to new challenges
• Collaboration & Communication skills; cross-functional teamwork and stakeholder engagement across all roles
• Ability to work independently and manage multiple priorities in a fast-paced environment with strong attention to detail

Nice To Haves

• Understanding of commercial banking, financial services and business fundamentals
• Familiarity with banking systems or credit analysis tools
• Knowledge of commercial lending products and practices
• Previous internship or co-op experience in finance
• Ability to transform raw data into compelling and actionable narratives to help drive business decisions

Responsibilities

• Prepare financial analysis (i.e. ROI, variance, margin) and credit assessments for commercial loan applications
• Develop and maintain financial models to evaluate borrower credit worthiness and loan structures
• Support senior analysts in monitoring existing client portfolios and identifying risks or opportunities
• Assist in preparing presentations and reports for internal stakeholder meetings and client discussions

Benefits

• Leaders who support your development and opportunities to take on progressively greater accountabilities
• A dynamic, collaborative, and high-performing environment including opportunities to network with RBC leaders
• The chance to make a meaningful impact on RBC's operations and client experience
• RBC brand recognition to add to your experience and resume – Tier-1 institution adds weight to future application
• Experience and exposure to RBC’s thought leadership in technology including Borealis AI

What This Job Offers

• Job Type: Full-time
• Career Level: Intern
• Education Level: No Education Listed
• Number of Employees: 101-250 employees