Finance Manager - Autobahn Motors

Sonic Automotive•Belmont, CA

About The Position

The Finance Manager at Autobahn Motors, part of the Sonic Automotive family, facilitates the sale of finance and insurance products while ensuring compliance with federal, state, lender, and dealership regulations. The role works closely with the sales team, lending institutions, and customers to secure financing solutions, support profitability, and deliver an exceptional customer experience. The position reviews customer credit applications, structures financing options based on customer needs and lender guidelines, and secures financing approvals through relationships with banks, credit unions, and other lenders. It also ensures deal documentation is accurate, complete, and compliant, and maintains current knowledge of finance products, lending programs, regulations, and industry practices. This is a full-time role with Monday-through-Sunday availability. Compensation is hourly plus commission, with a stated compensation range of $125,000 to $300,000; commissions and production bonuses have no fixed upper limit other than sales performance.

Requirements

  • Minimum of 2–5 years of automotive Finance & Insurance (F&I) experience within a franchised dealership environment.
  • Proven track record of achieving finance product penetration, profitability, and customer satisfaction goals.
  • Strong knowledge of automotive financing, lender programs, compliance regulations, and menu-selling techniques.
  • Excellent communication, negotiation, and relationship-building skills.
  • Ability to analyze credit reports and structure financing solutions effectively.
  • Proficiency with dealership management systems (DMS), CRM platforms, and finance software applications.
  • Valid driver’s license with an acceptable driving record.
  • Must be legally authorized to work in the United States.
  • Ability to successfully complete pre-employment requirements, including background check, motor vehicle record (MVR) review, and drug screening.

Responsibilities

  • Present and sell finance and insurance products, including vehicle service contracts, GAP coverage, maintenance plans, and other protection products.
  • Secure financing approvals by establishing and maintaining relationships with banks, credit unions, and lending institutions.
  • Ensure all deal documentation is accurate, complete, and compliant with dealership, lender, and regulatory requirements.
  • Review customer credit applications and structure financing options that meet customer needs and lender guidelines.
  • Collaborate with sales management to maximize vehicle sales opportunities and dealership profitability.
  • Maintain current knowledge of finance products, lending programs, compliance regulations, and industry best practices.
  • Deliver a transparent, professional, and customer-focused finance experience that supports high customer satisfaction scores.

Benefits

  • Comprehensive benefits package, including medical, dental, and vision coverage.
  • Company-paid life insurance.
  • 401(k) retirement plan with company match, with Traditional and Roth options.
  • Generous paid time off and paid parental leave.
  • Ongoing training and professional development to support career growth.
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