Field Auditor/Examiner

Ally•Getzville, NY

12d•$65,000 - $115,000•Onsite

About The Position

The Commercial Bank Auditor with a focus on Health Care Real Estate Loans performs collateral audits, identifies collateral risks, and provides solutions. The role conducts and facilitates complex field examinations of borrowers’ and prospective borrowers’ financial records, emphasizing validation that the records reflect sound accounting procedures. It also supports implementation of collateral control procedures, loan-related performance metrics, and assessment of clinical compliance. The position is based in Ally’s Getzville, New York office and may involve up to 25% travel. The role involves ensuring collateral exams are productive, responsive to customer needs, and compliant with prescribed controls, policies, and procedures. It includes reviewing audit reports, coordinating workload and examination scope, monitoring exam completion and distribution, and communicating significant findings and recommendations. The position also supports audit program and policy development and conducts periodic examiner and departmental assessments.

Requirements

At least 1 year of experience.
High school diploma or GED equivalent.
At least 1 year of collateral audit experience in bank asset-based lending, a commercial finance environment, or a public accounting firm.
Advanced Microsoft Office skills.
Excellent verbal, written, and interpersonal communication skills.
Extensive knowledge and understanding of asset-based lending principles.
Strong analytical skills, including the ability to analyze financial metrics.
Strong attention to detail.

Nice To Haves

Bachelor’s degree in business with an emphasis in accounting or finance, or a combination of education and experience.
CPA.

Responsibilities

Perform collateral exams and ensure productive performance, responsiveness to customer needs, and adherence to controls, policies, and procedures.
Conduct audit report reviews.
Manage workload, assignments, and scope through pre-loan meetings with the Head of Audit, as necessary.
Monitor timely completion and distribution of exams.
Visit and interact with field examiners at borrower locations to manage examination procedures and borrower needs.
Communicate and escalate significant exam findings and recommendations to the appropriate manager.
Manage tracking of communication, escalation, aging, and resolution of field exam exceptions.
Assist in establishing, modifying, and monitoring audit programs and reporting policies and procedures to help ensure compliance with credit policy.
Perform periodic examiner and departmental assessments, including monthly quality and efficiency analyses, quarterly timeliness analyses, and annual staff reviews.

Benefits

Market-competitive base pay and pay-for-performance incentives based on personal and company goals.
At least 20 paid time off days, 11 paid holidays, and 8 hours of annual volunteer time off; amounts may be prorated and programs vary based on employment status and management level.
401(k) retirement savings plan with matching and company contributions.
Student loan pay-down and 529 educational savings assistance programs.
Tuition reimbursement.
Employee stock purchase plan.
Financial learning center and financial coach access.
Medical, dental, and vision insurance options.
Employee, spouse, and child life insurance.
Short- and long-term disability insurance.
Health Savings Account with employer contributions and Healthcare FSA.
Critical illness, accident, and hospital indemnity insurance.
Total well-being program.
Adoption, surrogacy, and fertility assistance.
Paid parental and caregiver leave.
Dependent Day Care FSA, backup child and adult/elder care days, and childcare discounts.
Employee Assistance Program.
Subsidized and discounted Weight Watchers program and other employee discount programs.
Depending on the role, travel allowances, relocation assistance, a signing bonus, and/or equity may be available.