Executive Underwriter - Construction

Liberty Mutual Insurance•St. Louis, MO

8h•$96,500 - $231,000

About The Position

Liberty Mutual is seeking a high-performing Construction Casualty Executive Underwriter to drive profitable growth and strategic portfolio development across the Midwest region. The position uses construction industry expertise and advanced underwriting skills to manage complex Middle Market, Large Account, and National Account casualty risks. The role includes authority to make underwriting decisions, build broker and client relationships, and contribute to the company’s specialized construction practice. The role may be filled at the Senior or Executive level depending on experience. It is field-based near agency and broker partners.

Requirements

Intermediate-level knowledge of insurance products and coverage, underwriting, pricing, risk selection, market segments and marketplace, insurance finance and actuarial concepts, loss control and risk engineering, marketing techniques, regulatory environment, and reinsurance.
Advanced-level knowledge of territory management.
Ability to apply underwriting appetite, tools, systems, and resources to achieve goals and solve complex problems.
Ability to establish and build healthy working relationships and excel in mentoring relationships.
Ability to negotiate.
A related bachelor’s degree.
Three to ten years of relevant experience preferred.
CPCU or another professional insurance designation strongly preferred.

Nice To Haves

Three to ten years of relevant experience preferred.
CPCU or another professional insurance designation strongly preferred.

Responsibilities

Review, rate, underwrite, evaluate, and assess insurance applications; qualify accounts, select and assess risks, determine premiums and policy terms and conditions, obtain approvals, present proposals to agents and brokers, and negotiate deals.
Support key agents’ and brokers’ objectives through responsive service; establish and maintain relationships through site visits, in-person renewal meetings, and knowledge of their customers’ businesses; build a personal brand and long-term pipeline.
Manage a sizable, complex book of business by analyzing the portfolio, identifying growth, profit, and diversification opportunities, and executing marketing plans to increase market share, including marketing and cross-marketing to preferred brokers.
Provide input on marketing plans, product analysis, services, geographic focus, and broker intelligence.
Document underwriting files with comprehensive account reviews, sign-offs, and referrals that comply with state regulations, letter of authority, and underwriting guidelines.
Guide, mentor, and coach underwriters and account analysts in technical and professional skills, demonstrate expertise, and provide regular updates to other underwriters.
Participate in continuous improvement by generating suggestions, taking part in problem-solving activities, and using continuous improvement tools.