Executive Director/President of Non-Standard

K2 Security Insurance•Houston, TX

19d

About The Position

K2 Insurance Services, LLC is seeking an executive to lead its personal non-standard auto insurance portfolios and drive the strategic goals of the business entity. The role owns the full lifecycle of non-standard auto products, combining product design and pricing, carrier partnership management, delegated underwriting authority, and digital distribution. The executive is accountable for program profitability, gross written premium growth, risk governance, and regulatory compliance. The role leads product strategy and portfolio performance, including product roadmaps, pricing, coverage, and rating plans. It also oversees MGA operations, underwriting governance, carrier and reinsurer relationships, regulatory compliance, departmental budgeting, and program-level P&L performance.

Requirements

At least 5 years of progressive leadership experience in the property and casualty insurance sector, with a strong focus on non-standard auto insurance and program management.
Proven track record in an MGA environment or working closely with capacity providers or carrier partners on program administration.
Demonstrated success in product management, product launches, and rate and form filings across multiple states.

Nice To Haves

Degree in Economics, Finance, Actuarial Sciences, or another quantitative discipline.
Strong knowledge of the Texas marketplace.

Responsibilities

Define and execute the end-to-end product roadmap, pricing strategies, coverage enhancements, and rating plans for private passenger non-standard auto insurance lines.
Evaluate competitor landscapes, emerging mobility trends, and consumer behavior to maintain a competitive market position.
Monitor loss ratios, frequency and severity trends, retention metrics, and expense ratios; adjust product features and underwriting guidelines to achieve targeted combined ratios.
Oversee delegated underwriting authority, binding guidelines, and risk appetite parameters in alignment with carrier partners.
Serve as the primary executive sponsor with reinsurers and insurance carriers, negotiating program capacity, profit-sharing overriding commissions, quota shares, and binding contracts.
Ensure product filings, forms, rates, and MGA operations comply with state Department of Insurance regulations.
Manage the departmental budget, direct program P&L performance, and forecast revenue from commissions, fees, and underwriting performance bonuses.
Drive the strategic goals of the business entity and growth of non-standard auto programs.