Executive Director, Balance Sheet Optimization, Corporate & Investment Banking

Canadian Imperial Bank of Commerce • New York, NY

2d

About The Position

The Executive Director, Balance Sheet Optimization will help enable growth across CIBC’s Corporate & Investment Banking businesses by helping transaction teams manage balance sheet, funding, risk and capital constraints while maintaining the Bank’s risk appetite. The role is part of a lean and evolving team and combines senior advisory and transaction execution responsibilities with hands-on data collection, recurring reporting and presentation preparation as processes and reporting capabilities are automated.

The position partners with Corporate Banking and Investment Banking teams to identify transaction, client and sector constraints and assess opportunities to optimize balance sheet, capital, funding and risk. It develops and recommends executable solutions, coordinates front-office and control partners through approvals and execution, supports portfolio and returns management, and delivers management reporting while improving tools, policies and execution standards.

Requirements

• Typically 10+ years of relevant experience in corporate banking, investment banking, credit, loan distribution, structuring, portfolio management or capital management; experience level will be calibrated to Director or Executive Director.
• Strong understanding of corporate credit, financial modeling, transaction structuring, portfolio risk, RWA, capital, balance sheet and funding considerations.
• Experience evaluating and executing nonpayment insurance, credit-risk transfer, loan distribution, participation, hedging or related optimization solutions.
• Ability to assess solution economics, model costs and benefits, and communicate implications for returns and resource utilization.
• Commercially minded and solutions-oriented, with sound judgment balancing client priorities, business objectives and risk appetite.
• Strong cross-functional communication skills, including synthesizing complex issues into clear recommendations and decision materials, resolving competing priorities and driving accountability.
• Highly collaborative, proactive and organized, with the ability to operate independently in a lean, evolving team.
• Ability and willingness to personally perform detailed data gathering, reconciliation, quality control, spreadsheet analysis and recurring reporting without relying on dedicated junior support.
• Comfort operating at strategic and hands-on levels, from shaping priorities and advising senior stakeholders to preparing analysis and advancing transactions through execution.
• Values trust, teamwork and accountability.
• Legally eligible to work at the specified location(s) and, where applicable, hold a valid work or study permit.

Nice To Haves

• MBA, CFA, or formal credit trading experience.
• Experience supporting technological advancement, driving AI usage and developing management dashboards.

Responsibilities

• Partner with Corporate Banking and Investment Banking teams to identify transaction, client and sector constraints and assess balance sheet, capital, funding and risk optimization opportunities.
• Develop and recommend executable solutions, including loan sales and participations, forward flow arrangements, NPI, CDS, SRT, funding trades and asset pledges, based on economics, RWA impact, business returns and risk appetite.
• Coordinate front-office and control partners to structure and execute transactions, secure approvals, complete documentation and resolve execution issues.
• Build repeatable execution frameworks and represent Balance Sheet Optimization in relevant governance forums.
• Maintain a forward view of the transaction pipeline, portfolio roll-off, business plans, concentrations and capacity needed to support growth.
• Participate in new-deal reviews, including deal approval committee, and drive follow-up.
• Partner with business leaders to improve lower-return clients and transactions through stronger economics, reduced resource use or capacity redeployment.
• Translate recurring constraints and concentrations into an annual optimization plan with measurable balance sheet, capital and funding objectives.
• Deliver concise management reporting on pipeline and portfolio constraints, optimization opportunities, transaction status, realized benefits and key decisions.
• Improve tools, reporting, policies and execution standards as manual processes transition to scalable automation.
• Perform detailed data gathering, reconciliation, quality control, spreadsheet analysis and recurring reporting when required.
• Support technological advancement, AI usage and development of management dashboards.

Benefits

• Medical, dental and vision insurance
• Health Savings Account
• Life insurance, disability and other insurance plans
• Paid time off, including sick leave, parental leave and vacation
• Paid holidays
• 401(k)
• Competitive salary and incentive compensation; the relevant business unit plan may include a discretionary bonus
• Banking benefits
• Wellbeing support
• MomentMakers social, points-based recognition program
• Purpose Day, a paid day off dedicated to personal growth and development

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed