Associate, Balance Sheet Optimization, Corporate & Investment Banking

Canadian Imperial Bank of Commerce•New York, NY

About The Position

The Associate, Balance Sheet Optimization will support growth across CIBC’s Corporate & Investment Banking businesses by providing analytical, reporting, and execution support. The role helps transaction teams manage balance sheet, funding, risk, and capital constraints while maintaining the Bank’s risk appetite. In a lean and evolving team, the Associate gathers and reconciles data, prepares recurring management materials, evaluates transaction and portfolio economics, coordinates execution workstreams, and helps develop scalable tools and processes. The role supports evaluation of transaction, client, and sector constraints and identifies balance-sheet optimization opportunities through financial, portfolio, and scenario analysis. It maintains views of the transaction pipeline, portfolio roll-off, concentrations, available capacity, and progress against balance-sheet, capital, and funding objectives. It also supports deal and portfolio reviews, coordinates stakeholder inputs and execution activities, produces management reporting, and contributes to improved tools and workflows, including practical use of AI and automation. The Associate provides day-to-day analytical and execution support to senior team members, prepares materials and follow-up records for discussions, responds to ad hoc analytical requests, and develops expertise across capital, returns, funding, and risk topics. The position is based at 300 Madison Ave, New York, NY, with 40 weekly hours. The expected salary range for the New York market is $150,000–$185,000, based on experience, qualifications, and location. The successful candidate may be eligible for incentive compensation, which may include a discretionary bonus.

Requirements

Typically 3–6 years of relevant experience in corporate banking, investment banking, credit risk, loan distribution, structuring, portfolio management, capital management, or a related analytical role.
Strong foundation in corporate credit, financial modeling, transaction analysis, and financial statement analysis, with ability to learn portfolio risk, capital, balance-sheet, and funding concepts.
Advanced spreadsheet and presentation skills, including ability to organize large data sets, build clear analytical outputs, and produce senior-management-ready materials.
Ability to assess transaction and solution economics, identify key assumptions and sensitivities, and communicate implications for returns and resource utilization.
Excellent attention to detail and a disciplined approach to data gathering, reconciliation, quality control, documentation, and recurring reporting.
Strong written and verbal communication skills, including ability to synthesize complex information into clear conclusions, recommendations, and decision materials.
Collaborative, proactive, and organized approach; ability to manage multiple priorities, follow through on commitments, and work effectively in a lean, evolving team.
Commercial mindset, curiosity, sound judgment, willingness to work hands-on, and potential to assume increasing responsibility.
Interest in technological advancement, AI-enabled workflows, data visualization, and management dashboard development.
Legally eligible to work at the specified location and, where applicable, hold a valid work or study permit.

Nice To Haves

CFA, MBA, or another relevant professional qualification.
Familiarity with loan distribution, participations, nonpayment insurance, credit-risk transfer, hedging, or related optimization solutions.

Responsibilities

Prepare financial, portfolio, and scenario analyses to assess transaction, client, and sector constraints and potential balance-sheet optimization solutions, including economics, capital impact, funding considerations, returns, and execution costs.
Maintain detailed views of the transaction pipeline, portfolio roll-off, concentrations, available capacity, and progress against balance-sheet, capital, and funding objectives.
Coordinate new-deal and portfolio reviews, including stakeholder coordination, preparation of materials, follow-up tracking, and analysis of client and transaction returns, resource utilization, and remediation opportunities.
Coordinate data requests, approvals, documentation, and action items across front-office and control partners; maintain execution trackers and advance optimization initiatives.
Gather, reconcile, and quality-check data from multiple sources; maintain spreadsheets, data sets, process documentation, and controls for accurate and timely reporting.
Prepare concise management presentations and dashboards covering pipeline and portfolio constraints, optimization opportunities, transaction status, realized benefits, and key decisions.
Support technological advancement and continuous improvement of tools, reporting, and workflows, including practical use of AI and automation.
Provide day-to-day analytical and execution support to senior team members.
Prepare briefing materials, meeting notes, decision logs, and follow-up items for discussions with business leaders, transaction teams, and control partners.
Respond to ad hoc analytical requests, coordinate stakeholder inputs, and deliver accurate work within agreed timelines.
Develop subject-matter expertise across capital, returns, funding, and risk topics, and progressively take ownership of defined analyses, reporting processes, and execution workstreams.