Executive Director, Balance Sheet Optimization, Corporate & Investment Banking

CIBC•New York, NY

3d•$275,000 - $300,000•Onsite

About The Position

The Executive Director, Balance Sheet Optimization will help enable growth across CIBC’s Corporate & Investment Banking businesses by helping transaction teams manage balance sheet, funding, risk and capital constraints while maintaining the Bank’s risk appetite. The role is part of a lean, evolving team and combines senior advisory and execution responsibilities with hands-on data collection, recurring reporting and presentation preparation as processes and reporting capabilities are automated. The role partners with Corporate Banking and Investment Banking teams to assess transaction, client and sector constraints and develop executable optimization solutions. It also supports portfolio and returns management, transaction reviews, management reporting, governance, and the development of scalable tools, policies and execution standards.

Requirements

Typically 10+ years of relevant experience in corporate banking, investment banking, credit, loan distribution, structuring, portfolio management or capital management; experience level will be calibrated to Director or Executive Director.
Strong understanding of corporate credit, financial modeling, transaction structuring, portfolio risk, RWA, capital, balance sheet and funding considerations.
Experience evaluating and executing nonpayment insurance, credit-risk transfer, loan distribution, participation, hedging or related optimization solutions.
Ability to assess solution economics, model costs and benefits, and communicate implications for returns and resource utilization.
Commercially minded and solutions-oriented, with sound judgment in balancing client priorities, business objectives and risk appetite.
Strong cross-functional communication skills, including the ability to synthesize complex issues into clear recommendations and decision materials, resolve competing priorities and drive accountability.
Highly collaborative, proactive and organized, with the ability to operate independently in a lean, evolving team.
Willingness and ability to personally perform detailed data gathering, reconciliation, quality control, spreadsheet analysis and recurring reporting when required, without relying on dedicated junior support.
Comfort operating at strategic and hands-on levels, from shaping priorities and advising senior stakeholders to preparing underlying analysis and advancing individual transactions through execution.
Legally eligible to work at the specified location and, where applicable, hold a valid work or study permit.

Nice To Haves

MBA, CFA, or formal credit trading experience.
Experience supporting technological advancement, driving AI usage, and developing management dashboards.

Responsibilities

Partner with Corporate Banking and Investment Banking teams to identify transaction, client and sector constraints and assess opportunities to optimize balance sheet, capital, funding and risk.
Develop and recommend executable solutions, including loan sales and participations, forward flow arrangements, NPI, CDS, SRT, funding trades and asset pledges, considering economics, RWA impact, business returns and risk appetite.
Coordinate front-office and control partners to structure and execute transactions, secure approvals, complete documentation and resolve execution issues.
Build repeatable execution frameworks and represent Balance Sheet Optimization in relevant governance forums.
Maintain a forward view of the transaction pipeline, portfolio roll-off, business plans, concentrations and capacity needed to support growth.
Participate in new-deal reviews, including deal approval committee, and drive follow-up.
Partner with business leaders to improve lower-return clients and transactions through stronger economics, reduced resource use or capacity redeployment.
Translate recurring constraints and concentrations into an annual optimization plan with measurable balance sheet, capital and funding objectives.
Deliver concise management reporting on pipeline and portfolio constraints, optimization opportunities, transaction status, realized benefits and key decisions.
Improve tools, reporting, policies and execution standards as manual processes transition to scalable automation.
Perform detailed data gathering, reconciliation, quality control, spreadsheet analysis and recurring reporting when required.
Support technological advancement, drive AI usage and develop management dashboards.