Estate Banker, Bilingual - French & English

BMO•VIRTUAL(R)61 - REMOTE/TELETRAVAIL - QC - BMO, QC

19h•CA$36,600 - CA$67,500•Remote

About The Position

Works with executors, liquidators, and branch employees to process estate-related settlements for deceased BMO customers. Provides support, guidance, and expertise to ensure customer experience during this difficult time is seamless and effortless. Probes to understand the banking needs of the estate and integrates marketing promotions and programs into customer conversations as appropriate. Completes needs assessment to identify and recommend financial solutions and preferred banking channels (e.g. everyday banking, retail investments, lending solutions, home financing and small business solutions). Handles calls and requests in an informed, professional, and efficient manner. Contacts the customer / executor / liquidator to obtain necessary information for the estate case; ensures customer stays informed of status and outcomes. Stays abreast of consumer needs, industry trends and best practices, and the regulatory environment as it relates to the products and services provided. Collaborates with internal and external stakeholders in order to deliver on business objectives. May provide training and coaching to junior associates as needed. Executes work to deliver timely, accurate, and efficient service. Completes all tasks related to estate processes as per legal and regulatory requirements and the Bank’s policies and processes. Works collaboratively with BMO partners and specialists to ensure a common understanding of customer cases. Reviews all legal documents provided by clients. Answers service requests and calls as needed. May make outbound calls to customers to request information. Maintains the confidentiality of customer and Bank information. Works in collaboration with BMO partners by providing subject matter expert advice on how to handle errors, complex issues, and escalations. Adheres to regulatory and compliance requirements, including Anti-Money Laundering and Terrorist Financing reporting requirements, Financial Consumer Agency of Canada (FCAC) consumer provision requirements and Privacy Act provisions. Follows established processes and procedures to resolve errors and issues as needed. Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees. Analyzes issues and determines next steps. Broader work or accountabilities may be assigned as needed. Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Requirements

Typically between 2 - 3 years of relevant experience
Post-secondary degree in related field of study desirable or an equivalent combination of education and experience.
Must meet the licensing and certification requirements for the team / branch / jurisdiction where the mandate is being fulfilled.
Knowledge of Estate and Deceased topic – In-depth.
Understanding of risk and regulatory requirements.
Knowledge of systems and applications – Working.
Knowledge of workflow priorities and deadlines – Good.
Specialized knowledge.
Verbal & written communication skills - Good.
Organization skills - Good.
Collaboration & team skills - Good.
Analytical and problem solving skills - Good.
Bilingual - French & English

Responsibilities

Works with executors, liquidators, and branch employees to process estate-related settlements for deceased BMO customers.
Provides support, guidance, and expertise to ensure customer experience during this difficult time is seamless and effortless.
Probes to understand the banking needs of the estate and integrates marketing promotions and programs into customer conversations as appropriate.
Completes needs assessment to identify and recommend financial solutions and preferred banking channels (e.g. everyday banking, retail investments, lending solutions, home financing and small business solutions).
Handles calls and requests in an informed, professional, and efficient manner.
Contacts the customer / executor / liquidator to obtain necessary information for the estate case; ensures customer stays informed of status and outcomes.
Stays abreast of consumer needs, industry trends and best practices, and the regulatory environment as it relates to the products and services provided.
Collaborates with internal and external stakeholders in order to deliver on business objectives.
May provide training and coaching to junior associates as needed.
Executes work to deliver timely, accurate, and efficient service.
Completes all tasks related to estate processes as per legal and regulatory requirements and the Bank’s policies and processes.
Works collaboratively with BMO partners and specialists to ensure a common understanding of customer cases.
Reviews all legal documents provided by clients.
Answers service requests and calls as needed.
May make outbound calls to customers to request information.
Maintains the confidentiality of customer and Bank information.
Works in collaboration with BMO partners by providing subject matter expert advice on how to handle errors, complex issues, and escalations.
Adheres to regulatory and compliance requirements, including Anti-Money Laundering and Terrorist Financing reporting requirements, Financial Consumer Agency of Canada (FCAC) consumer provision requirements and Privacy Act provisions.
Follows established processes and procedures to resolve errors and issues as needed.
Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees.
Analyzes issues and determines next steps.
Broader work or accountabilities may be assigned as needed.
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.