EDD Analyst

Crowe•Cleveland, OH

2d•Remote

About The Position

The EDD & AML Financial Crime Review Analyst performs transaction activity reviews, investigations, and customer due diligence reviews for customers flagged for potentially suspicious activity, possible sanctions-list matches, or elevated money-laundering and terrorist-financing risk. The analyst ensures reviews and investigations meet regulatory expectations and assists with suspicious activity reporting (SAR), enhanced due diligence (EDD), and sanctions screening work. The role also supports delivery of financial-crime consulting services to financial-services organizations, including banks, money service businesses, third-party payment providers, and FinTechs. Crowe consultants are expected to develop technical and transferable skills, think critically, use technology to solve business problems, collaborate across teams, and grow toward ownership of client relationships and account strategy. The analyst is expected to uphold Crowe’s values of Care, Trust, Courage, and Stewardship and act ethically and with integrity.

Requirements

High school diploma.
At least 1 year of experience in financial-services financial-crime compliance management, retail banking, commercial banking, and/or global diversified financial-services organizations.
Knowledge of laws applicable to money laundering, including the BSA, USA PATRIOT Act, OFAC requirements, and suspicious activity reporting requirements.
Strong writing, analytical, research, and communication skills; ability to multitask and complete projects on time.
Sound knowledge of Microsoft Office and experience with online research systems, including the Internet.
Knowledge of client and transactional monitoring processes.
Detail-oriented, able to multitask, and able to adapt quickly to changing assignments.
Ability to work autonomously and with teams in different locations.
Ability to communicate effectively with all organizational levels and anticipate, draw conclusions, and adapt to changing needs and demands.
Strong problem-solving, strategic-thinking, and reasoning abilities.
High degree of integrity and professionalism, with the capacity to excel in a cohesive team environment.

Nice To Haves

Associate’s degree and/or bachelor’s degree.
Certified Anti-Money Laundering Specialist (CAMS) or other relevant professional certification.
Experience with AML and financial-crime investigations, customer due diligence reviews, and/or sanctions-screening reviews.
Experience with AML software solutions, including transaction-monitoring systems, customer-risk-rating systems, and case-management tools such as Actimize, Verafin, Fiserv, FCRM, Jack Henry Yellow Hammer, or Patriot Officer.
General banking compliance knowledge.
Experience in a professional-services or project-based environment.
Expertise with financial-crime technology platforms such as CLEAR, LexisNexis, and World-Check.
Prior financial-crime consulting experience.
Bilingual Spanish.

Responsibilities

Review and investigate alerts involving potentially suspicious activity; conduct investigations and enhanced due diligence reviews.
Make risk-based SAR recommendations and prepare SARs.
Conduct periodic holistic reviews of higher-risk individuals or entities.
Review and investigate potential matches against sanctions lists.
Maintain working knowledge of applicable rules and regulations, including the BSA, USA PATRIOT Act, OFAC requirements, and sanctions screening.
Assist in delivering financial-crime consulting services to financial-services clients, including banks, MSBs, third-party payment providers, and FinTechs.
Handle other duties as assigned.