Director, ECO Technology & Data

LendingClub•Lehi, UT

6d•$175,000 - $230,000•Hybrid

About The Position

Happen Bank’s BSA Team, part of the Compliance Department, maintains an effective BSA/AML and Sanctions compliance program designed to protect the Bank from being used to facilitate money laundering, terrorist financing, and other illegal activity. As Director, ECO Technology & Data, you’ll lead the data, technology, and transaction monitoring strategy across the BSA/AML program, including Know Your Customer (KYC), transaction monitoring, and sanctions and watchlist screening. You’ll also help advance broader regulatory compliance data and technology capabilities, identifying opportunities to strengthen compliance through modern technology, analytics, AI, and automation while maintaining the rigor and governance required in a regulated financial institution.

Requirements

10+ years of experience in banking or financial services, with deep expertise in BSA/AML data, technology, analytics, or transaction monitoring
Bachelor's degree or higher, or equivalent combination of education and experience
Strong command of KYC, transaction monitoring, sanctions and watchlist screening, and the data and technology capabilities that support them
Experience with BSA/AML technology platforms such as Verafin, Bridger, Oscilar, or similar solutions, with an understanding of emerging tools and technologies
Demonstrated experience leading quantitative analytics functions, including setting strategy for model or transaction monitoring optimization and driving adoption across teams
Experience operating in fast-paced, dynamic environments and delivering high-quality outcomes across competing priorities, complex regulatory requirements, and evolving business needs
You set a high standard for how your team applies rigor, judgment, and integrity to BSA/AML risk decisions
You build strong partnerships across Technology, Risk, Compliance, and business teams and create alignment around strategy, priorities, and execution
You have a clear perspective on where AI creates genuine leverage across BSA/AML data and technology and have translated that perspective into how your team operates. You stay engaged with evolving regulatory expectations around AI, model risk, and data governance and maintain a high standard for responsible adoption
You lead through ambiguity, set direction for the function, develop strong talent, and hold your team accountable for measurable outcomes rather than activity

Nice To Haves

Experience with sanctions and watchlist screening technology
Experience supporting regulatory examinations related to BSA/AML or Sanctions programs
CAMS or similar AML certification

Responsibilities

Define and execute the strategy for BSA/AML data, technology, analytics, and transaction monitoring capabilities, aligning investments with regulatory requirements and program priorities
Serve as the primary leader for BSA/AML data and technology needs across business lines, partnering across Compliance, Technology, Risk, and other teams to deliver scalable solutions
Own the performance and ongoing evolution of BSA/AML technology, coordinating production issue resolution, system enhancements, and optimization across internal platforms and third-party vendors
Lead technology implementations that strengthen the BSA/AML program, including large-scale solutions supporting case investigations, transaction monitoring, KYC, sanctions, and watchlist screening
Build and manage the transaction monitoring rule development program, including rule design, optimization, analytics, and performance monitoring to effectively identify potentially suspicious activity
Partner with Model Risk Management on model governance, validation engagements, annual reviews, and remediation of identified issues
Own BSA/AML data requirements across risk assessments, reporting, quality assurance and controls, validation, regulatory inquiries, and issue remediation
Use AI and automation thoughtfully to improve transaction monitoring, analytics, and compliance workflows while maintaining appropriate rigor, explainability, governance, and human oversight
Build, lead, and develop a high-performing team, setting clear priorities and accountability while advancing the team’s technical, analytical, and compliance capabilities