Deposit Services Manager - NY, NJ, PA

Visions Federal Credit Union • Saddle Brook, NJ

5d • $65,000 - $90,000 • Hybrid

About The Position

As the Deposit Services Manager, you will be responsible for maintaining compliance and providing management of Visions Federal Credit Union’s deposit services functions (retail and commercial) and Overdraft Privilege program. This is a Full-Time position with a compensation range of $65,000.00/Yr. - $90,000.00/Yr. The hiring rate is based on related experience, education, location, and relevant skills. The role is primarily site-based at one of our hub locations in Endwell, NY; Saddle Brook, NJ; or Reading, PA, though hybrid or remote flexibility may be considered for the right candidate.

Requirements

• Bachelor’s degree and 1-3 years of relevant experience are expected; 4-6 years of relevant experience may be considered in lieu of a degree.
• Specialized knowledge of regulations governing overdraft programs, Truth in Savings, and deposit and payments operations.
• Proficiency in Microsoft Office Suite and with standard office equipment and business technology.
• A strong sense of ownership and initiative, proactively identifying opportunities and following through on improvements.
• Adaptability and flexibility, with the ability to succeed in a role that will continue to evolve over time.
• Strong critical thinking and problem-solving skills, enabling sound decision-making in complex or changing environments.
• Effective communication and collaboration skills, with a team-first mindset and active participation across functions.
• Alignment with Visions’ values, demonstrating integrity, service, community, and trust in day-to-day work.
• Visions remains committed to diversity and inclusion and will consider alternative education and experience.

Nice To Haves

• 4-6 years of finance, banking, compliance, and/or credit union experience.
• Leadership experience.
• Working knowledge of financial analysis and accounting concepts.

Responsibilities

• Oversee deposit and overdraft management operations, ensuring procedures, processes, and controls are effective, consistent, and aligned with regulatory requirements.
• Manage vendor relationships, including Overdraft Privilege, to ensure compliance, data reporting accuracy, and alignment with operational best practices.
• Maintain and enhance deposit-related policies, procedures, and disclosures, ensuring consistent messaging and adherence across all channels.
• Collaborate cross-functionally (Branch, Contact Center, Learning & Development, and support teams) to support training, process improvements, and enterprise initiatives impacting deposit products.
• Monitor performance metrics and member experience trends, using data and KPIs to recommend and implement improvements to deposit and overdraft programs.
• Provide subject matter expertise and audit support, including documentation, issue resolution, and ongoing guidance to ensure operational soundness and regulatory compliance.

Benefits

• Retirement benefits – pension plan, 401(k) with employer match
• Excellent health benefits – medical, dental, vision, and supplemental coverage
• Flexible Paid Time Off (PTO), Volunteer Time Off (VTO), and Wellness Time Off (WTO)
• 10+ paid holidays per year
• Lifestyle Spending Account (LSA) stipend for wellness, caregiving, or personal expenses such as student loan repayment and tuition reimbursement
• Employee recognition program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level